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    Often, the monthly installments received from an annuity investment are not enough to meet emergency financial needs. The withdrawal of the invested money before the expiry of the defined term period, incurs penalty fees and loss of money. Various financial comp
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    enalty fees and loss of money. Various financial companies offer to solve this problem and offer cash value for the annuities. These companies purchase the future payments from the annuitant and offer cash in return. These include lump sum amounts required for v

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