't advocate looking for a second job, but for some of us this may be a good alternative. If you can swing it, find a job working for tips so you can go home every night with some cash in your pocket. Outside the second job curse, yThe trick to surviving an economic crunch is to prepare by learning to spend less than you earn. Use any surplus income you have to create a safety net-that, is, cash in the bank. Ideally, this safety net should equal at least 6 months worth of your living expenses.

I know this is not realistic for most of us, and it may already be too late to prepare for some of us. If you are in the depths of an economic crunch, you have to figure out how to both cut your current spending and increase your income.

Start by cutting out the luxuries you enjoy, but could live without. This list may include dropping bad habits like smoking, drinking, gambling, eating out, and buying things to impress friends and neighbors. I know none of this sounds like fun, but desperate times.

Once you have gained control of your spending, including rampant credit card use, it is time to find sources of additional income. I don't advocate looking for a second job, but for some of us this may be a good alternative. If you can swing it, find a job working for tips so you can go home every night with some cash in your pocket. Outside the second job curse, yo

nths worth of your living expenses.

I know this is not realistic for most of us, and it may already be too late to prepare for some of us. If you are in the depths of an economic crunch, you have to figure out how to both cut your current spending and increase your income.

Start by cutting out the luxuries you enjoy, but could live without. This list may include dropping bad habits like smoking, drinking, gambling, eating out, and buying things to impress friends and neighbors. I know none of this sounds like fun, but desperate times.

Once you have gained control of your spending, including rampant credit card use, it is time to find sources of additional income. I don't advocate looking for a second job, but for some of us this may be a good alternative. If you can swing it, find a job working for tips so you can go home every night with some cash in your pocket. Outside the second job curse, y

your current spending and increase your income.

Start by cutting out the luxuries you enjoy, but could live without. This list may include dropping bad habits like smoking, drinking, gambling, eating out, and buying things to impress friends and neighbors. I know none of this sounds like fun, but desperate times.

Once you have gained control of your spending, including rampant credit card use, it is time to find sources of additional income. I don't advocate looking for a second job, but for some of us this may be a good alternative. If you can swing it, find a job working for tips so you can go home every night with some cash in your pocket. Outside the second job curse, y

impress friends and neighbors. I know none of this sounds like fun, but desperate times.

Once you have gained control of your spending, including rampant credit card use, it is time to find sources of additional income. I don't advocate looking for a second job, but for some of us this may be a good alternative. If you can swing it, find a job working for tips so you can go home every night with some cash in your pocket. Outside the second job curse, y

't advocate looking for a second job, but for some of us this may be a good alternative. If you can swing it, find a job working for tips so you can go home every night with some cash in your pocket. Outside the second job curse, you need to look into low cost and low barriers to entry Internet business opportunities. Look at places like Survey Savvy, Send Earnings, Helium, Clickbank, and Squidoo for blogging and paid survey opportunities.

For the long-term, get your financial act together by continuing to spend less than you earn, set up a savings plan, develop some action oriented goals, and invest in appreciable assets. To learn more about creating wealth and exploring various income opportunities, visit http://www.wealthsearch.org.