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  • Will You Add? - How to Quit Your Job and Live Your Dream

    Unemployment - Not What You Think
    Most people think they know what it means to be technically unemployed. The reason for the term "technically" is because no matter what one person may think of as far as unemployment, your government may have a totally different idea and definition. Therefore, if you're currently not working and wonder if you are considered unemployed then you might want to read this technical overview of just what it is that makes a person unemployed.The reason to even go into this argument is because many people look at unemployment figures and think to themselves, "7% unemployment? That's not too bad." Well, maybe it's not, based on previous numbers, but it's not a true reflection of how many people are out of work, because out of work doesn't mean unemployed.Confused? You won't be.To start with, let's say you're fresh out of high school, decide you don't want to go to college and instead want to go out in the world and make a living. You start looking through the papers for a job. Are you unemployed? Well, you're out of work, but you're not unemployed. Huh? Well, it's like this. Since you never h
    ment. My kids weren’t crazy about it but sometimes you don’t need to listen to them.

    My kids went to public schools. Private education is, in my mind, about the biggest waste of money you can find. Might as well flush it down the john. What you’re paying for, when you pay $15,000 a year in high school tuition, is the privilege of telling all your buddies, “My kids go to Snob Academy.” Good for you. Nobody learns much of anything in high school. Did you?

    Same thing with college. Middle age parents strap themselves financially to send Suzy to Notre Dame for $35,000 a year, mortgaging the house that’s almost paid off, so that Suzy can get drunk. Waste of money. Unless your kid’s a genius (he/she is not. Really), take that same money and go to a casino. Same odds it will pay off. By the way, if your kid is really that smart he’ll get a scholarship.

    Two year community colleges are the best-kept secret in America. They provide your kid with the basics and a bargain rate. Little Johnny can get drunk every night for $6,000 a year instead of $30,000.00. Then, if he makes it through and gets his associate he can go finish up for two years at a state college. The next best college deal. But if you’re into status and you want your child to go to “the best” then hang on for your myocardial infarction because you

    Top 7 Ways To Earn Some Extra Money
    There are a lot of people out there that would like to have some extra money in their pockets. Whether it is to pay off some bills or just to have some money for a night out on the town the desire for extra cash affects almost all of us. Here are some ways that you can earn a little extra money, both online and offline.1. Filling out forms - There is some money to be made by filling out online surveys. You could probably actually make enough for a car payment but you need to be diligent and make sure that you are in with the right company so you don't get ripped off2. Ebay - Do you have some junk laying around the house that you don't use? Sure you do, we all do. Why not throw up some auctions on Ebay and see what kind of money you can make?3. Odd Jobs - Yeah, they stink, but you can make some extra money by doing things like mowing lawns, washing windows, handyman work etc.4. Get Paid to Read Email - Yes, there are programs out there that will pay you to read ads and participate in them. This is another area where you better know that you are in with the right guys or you will be wastin
    Hi, my name is Phyllis and I’m a lawyer.

    Technically, I’m a “recovering” lawyer but like Marines, alcoholics, and Catholics there’s some stuff you just can’t ever shake. After 16 years of litigation, I quit being a lawyer about four years ago and I’ve never looked back. I’ve quit other jobs and professions too and I’d like to tell you about it so that you can dig up that high school dream you had of owning a bakery or being a river guide and make it happen. My dream was always to live in a cabin in the Colorado mountains and ride horses. Guess what? I’m a cowgirl, doing just that.

    I can hear you already, right through the pages of this site, nay saying and yakking about your mortgage and the kids. Can we put all that aside for a minute? Can we just fantasize about quitting the job you hate? Can we just throw caution to the wind for a sec and have a little fun? Thanks, you won’t regret it.

    I know about the nay saying right off the bat because when I decided to quit my lawyer job every other lawyer I knew was green with envy. Most attorneys hate their work and with good reason. It’s stressful, contentious, unrewarding, deceitful and about as much fun as a colonoscopy. But my brethren all quaked with fear when I made my announcement:

    “Geez,” each said, shaking his lawyer-head, “Wish I could do that.”

    “Well, you can,” I said in my overly simplistic way.

    “Nah,” sigh, “There’s the two mortgages, college tuition, my spouse’s shopping habit. No. I’m doomed.”

    I never felt sorry for these guys. Anyone can leave anything. You just have to have courage, a vision, a plan, and the desire to be happy. This last one is likely the hardest because we’re so enamored of “hard work” and achievement. Hard work is just hard. Two four-letter words that spell aggravation.

    It took me 16 years to leave the law though I knew after about six months in law school that I was doomed. I wanted to give the gig a fair shot, so I worked for three different firms thinking that a change of scenery would quell the restlessness inside me. Come to find out all law firms are generic. They are like a tube of toothpaste: you have to squeeze the bottom to ensure abundance at the top. This, in fact, is the paradigm of American business in general. Are you tired of being squeezed yet? Or maybe you’re the top of the tube, gooping “abundance” all over the place and you still ache inside. I have a surgeon friend – prominent, highly successful guy with more money than God – who dreams of being homeless.

    “I’d eat at a restaurant and then leave without paying,” he says wistfully as his wife opens more Perrier in the wall-to-wall marble kitchen, “I’d keep all my stuff in a backpack and hitch rides around the country.”

    A surgeon fantasizes about homelessness and a lawyer turns into a cowgirl. Life is weird folks, and it’s not a dress rehearsal. This is it. This is your one shot. You want to spend ten hours a day in a job that makes your chest hurt? Not me. I’m a weenie I guess. I’m not into suffering and I’m pretty much a bum. A solid citizen, I pay my taxes and take care of my kids. But at heart, I’m a bum. You probably are too.

    Most lawyers are literally married to their money. I suspect this is the case with doctors, CEOs and others who make a lot of bucks. They build a lavish and unmanageable lifestyle, collect people who love to sponge off them, then have to continually work harder to make more. If you’re one of them, I hate to tell you but that whole thing is pretty dumb don’t you think? Life can be simple and easy and you don’t have to work hard. But if you’re into status, “achievement” and lots of stuff you’re just another lawyer. Sorry, that’s pretty harsh.

    So the first thing you need to do to in order to quit your job is change your mind. If you really desire to simplify and change your life you can do it. Don’t let anyone or any negative thought stop you. I know, I know. The kids, the money.

    For the most part, I have been a single mother raising three boys. Truthfully, when I was married it was harder to control the financial end of my life. When I got divorced (both times) it would be hard for a few years but inevitably I’d downsize, get control of my money, and be much better off. As an attorney, I always kept my salary on par with that of a teacher (my college profession of choice) so that I could make a lateral move at any time. This stunned the partners, of course, because the drill is that everyone wants to make a lot of money as fast as possible. I didn’t mind making $45,000 a year and taking a cost of living increase. But by the time I was at my last lawyer job I was making $80,000 – too much for what I needed and it still wasn’t worth the misery of being a lawyer. When I quit and went back to high school teaching I took a 50% pay cut and hardly missed a beat.

    I never bought a new car; always (or mostly) a Honda, used, which I would drive until it stopped dead in the six-figure mileage area. Material stuff doesn’t interest me too much at all. I like to ski and would save up every year to take the kids to the mountains for five days. That was my extravagance. I invested wisely in real estate that was bound to appreciate. I didn’t mind moving every couple of years if the market was going to give an enormous return on my investment. My kids weren’t crazy about it but sometimes you don’t need to listen to them.

    My kids went to public schools. Private education is, in my mind, about the biggest waste of money you can find. Might as well flush it down the john. What you’re paying for, when you pay $15,000 a year in high school tuition, is the privilege of telling all your buddies, “My kids go to Snob Academy.” Good for you. Nobody learns much of anything in high school. Did you?

    Same thing with college. Middle age parents strap themselves financially to send Suzy to Notre Dame for $35,000 a year, mortgaging the house that’s almost paid off, so that Suzy can get drunk. Waste of money. Unless your kid’s a genius (he/she is not. Really), take that same money and go to a casino. Same odds it will pay off. By the way, if your kid is really that smart he’ll get a scholarship.

    Two year community colleges are the best-kept secret in America. They provide your kid with the basics and a bargain rate. Little Johnny can get drunk every night for $6,000 a year instead of $30,000.00. Then, if he makes it through and gets his associate he can go finish up for two years at a state college. The next best college deal. But if you’re into status and you want your child to go to “the best” then hang on for your myocardial infarction because you c

    Paper Shredder Prices
    Today, a number of manufacturers offer high quality paper shredders to suit everyone?s budget. Depending on features and functions, the price of paper shredders varies. Paper shredders are available starting form $10. Strip cut machines are relatively less expensive than crosscut models.A countless number of dealers are there in the paper shredder business scenario to provide paper shredders of all price ranges. Destroyit, GBC, Fellowes, Dahle, MBM, and Kobra are a few among the leading brands. The price of Destroyit shredder models for low volumes starts from $180. Their D.O.D/ NSA-CSS approved shredders and industrial shredders cost more than $5,000 and $28,000 respectively. Fellowes provides paper shredders from $10 to above $2,000. GBC also offers paper shredders of the same price range.Industrial paper shredders with self-sharpening A2 tool steel cutters are capable of shredding tons of materials, such as wooden planks and metal sheets. They cost more than $90,000. High security paper shredders with security levels crosscut 1/32" x 1/2" and crosscut 1/26" x 1/5" (designed to shed top secret docum

    “Well, you can,” I said in my overly simplistic way.

    “Nah,” sigh, “There’s the two mortgages, college tuition, my spouse’s shopping habit. No. I’m doomed.”

    I never felt sorry for these guys. Anyone can leave anything. You just have to have courage, a vision, a plan, and the desire to be happy. This last one is likely the hardest because we’re so enamored of “hard work” and achievement. Hard work is just hard. Two four-letter words that spell aggravation.

    It took me 16 years to leave the law though I knew after about six months in law school that I was doomed. I wanted to give the gig a fair shot, so I worked for three different firms thinking that a change of scenery would quell the restlessness inside me. Come to find out all law firms are generic. They are like a tube of toothpaste: you have to squeeze the bottom to ensure abundance at the top. This, in fact, is the paradigm of American business in general. Are you tired of being squeezed yet? Or maybe you’re the top of the tube, gooping “abundance” all over the place and you still ache inside. I have a surgeon friend – prominent, highly successful guy with more money than God – who dreams of being homeless.

    “I’d eat at a restaurant and then leave without paying,” he says wistfully as his wife opens more Perrier in the wall-to-wall marble kitchen, “I’d keep all my stuff in a backpack and hitch rides around the country.”

    A surgeon fantasizes about homelessness and a lawyer turns into a cowgirl. Life is weird folks, and it’s not a dress rehearsal. This is it. This is your one shot. You want to spend ten hours a day in a job that makes your chest hurt? Not me. I’m a weenie I guess. I’m not into suffering and I’m pretty much a bum. A solid citizen, I pay my taxes and take care of my kids. But at heart, I’m a bum. You probably are too.

    Most lawyers are literally married to their money. I suspect this is the case with doctors, CEOs and others who make a lot of bucks. They build a lavish and unmanageable lifestyle, collect people who love to sponge off them, then have to continually work harder to make more. If you’re one of them, I hate to tell you but that whole thing is pretty dumb don’t you think? Life can be simple and easy and you don’t have to work hard. But if you’re into status, “achievement” and lots of stuff you’re just another lawyer. Sorry, that’s pretty harsh.

    So the first thing you need to do to in order to quit your job is change your mind. If you really desire to simplify and change your life you can do it. Don’t let anyone or any negative thought stop you. I know, I know. The kids, the money.

    For the most part, I have been a single mother raising three boys. Truthfully, when I was married it was harder to control the financial end of my life. When I got divorced (both times) it would be hard for a few years but inevitably I’d downsize, get control of my money, and be much better off. As an attorney, I always kept my salary on par with that of a teacher (my college profession of choice) so that I could make a lateral move at any time. This stunned the partners, of course, because the drill is that everyone wants to make a lot of money as fast as possible. I didn’t mind making $45,000 a year and taking a cost of living increase. But by the time I was at my last lawyer job I was making $80,000 – too much for what I needed and it still wasn’t worth the misery of being a lawyer. When I quit and went back to high school teaching I took a 50% pay cut and hardly missed a beat.

    I never bought a new car; always (or mostly) a Honda, used, which I would drive until it stopped dead in the six-figure mileage area. Material stuff doesn’t interest me too much at all. I like to ski and would save up every year to take the kids to the mountains for five days. That was my extravagance. I invested wisely in real estate that was bound to appreciate. I didn’t mind moving every couple of years if the market was going to give an enormous return on my investment. My kids weren’t crazy about it but sometimes you don’t need to listen to them.

    My kids went to public schools. Private education is, in my mind, about the biggest waste of money you can find. Might as well flush it down the john. What you’re paying for, when you pay $15,000 a year in high school tuition, is the privilege of telling all your buddies, “My kids go to Snob Academy.” Good for you. Nobody learns much of anything in high school. Did you?

    Same thing with college. Middle age parents strap themselves financially to send Suzy to Notre Dame for $35,000 a year, mortgaging the house that’s almost paid off, so that Suzy can get drunk. Waste of money. Unless your kid’s a genius (he/she is not. Really), take that same money and go to a casino. Same odds it will pay off. By the way, if your kid is really that smart he’ll get a scholarship.

    Two year community colleges are the best-kept secret in America. They provide your kid with the basics and a bargain rate. Little Johnny can get drunk every night for $6,000 a year instead of $30,000.00. Then, if he makes it through and gets his associate he can go finish up for two years at a state college. The next best college deal. But if you’re into status and you want your child to go to “the best” then hang on for your myocardial infarction because you

    Unemployment: Become Your Own Job Coach
    After we've read all the advice, listened to the Job Fair lectures, and heard what our friends and co-workers tell us, it is still terribly difficult to go out and do things that are really uncomfortable.Mailing out resumes and submitting applications on line is so safe. We're not risking ourselves because it is impersonal and anonymous. We know, deep down, that the chance of a positive response is minimal but we tell ourselves that we're doing something positive about our situation.The real key to finding a great position is networking. We've all heard it a thousand times and we know in our hearts that it's the most fruitful route to pursue. But unless you're a super-gregarious and thick-skinned sales type, it is much harder to do than it sounds. Beyond the comfort zone of friends and family, reaching out to acquaintances and circulating at meetings and events is highly personal. We are putting ourselves on the line, making rejections or just plain disinterest far more difficult to brush off than a standard "Thanks, but no thanks" form letter after a resume submission.We justify our actions wh
    hen, “I’d keep all my stuff in a backpack and hitch rides around the country.”

    A surgeon fantasizes about homelessness and a lawyer turns into a cowgirl. Life is weird folks, and it’s not a dress rehearsal. This is it. This is your one shot. You want to spend ten hours a day in a job that makes your chest hurt? Not me. I’m a weenie I guess. I’m not into suffering and I’m pretty much a bum. A solid citizen, I pay my taxes and take care of my kids. But at heart, I’m a bum. You probably are too.

    Most lawyers are literally married to their money. I suspect this is the case with doctors, CEOs and others who make a lot of bucks. They build a lavish and unmanageable lifestyle, collect people who love to sponge off them, then have to continually work harder to make more. If you’re one of them, I hate to tell you but that whole thing is pretty dumb don’t you think? Life can be simple and easy and you don’t have to work hard. But if you’re into status, “achievement” and lots of stuff you’re just another lawyer. Sorry, that’s pretty harsh.

    So the first thing you need to do to in order to quit your job is change your mind. If you really desire to simplify and change your life you can do it. Don’t let anyone or any negative thought stop you. I know, I know. The kids, the money.

    For the most part, I have been a single mother raising three boys. Truthfully, when I was married it was harder to control the financial end of my life. When I got divorced (both times) it would be hard for a few years but inevitably I’d downsize, get control of my money, and be much better off. As an attorney, I always kept my salary on par with that of a teacher (my college profession of choice) so that I could make a lateral move at any time. This stunned the partners, of course, because the drill is that everyone wants to make a lot of money as fast as possible. I didn’t mind making $45,000 a year and taking a cost of living increase. But by the time I was at my last lawyer job I was making $80,000 – too much for what I needed and it still wasn’t worth the misery of being a lawyer. When I quit and went back to high school teaching I took a 50% pay cut and hardly missed a beat.

    I never bought a new car; always (or mostly) a Honda, used, which I would drive until it stopped dead in the six-figure mileage area. Material stuff doesn’t interest me too much at all. I like to ski and would save up every year to take the kids to the mountains for five days. That was my extravagance. I invested wisely in real estate that was bound to appreciate. I didn’t mind moving every couple of years if the market was going to give an enormous return on my investment. My kids weren’t crazy about it but sometimes you don’t need to listen to them.

    My kids went to public schools. Private education is, in my mind, about the biggest waste of money you can find. Might as well flush it down the john. What you’re paying for, when you pay $15,000 a year in high school tuition, is the privilege of telling all your buddies, “My kids go to Snob Academy.” Good for you. Nobody learns much of anything in high school. Did you?

    Same thing with college. Middle age parents strap themselves financially to send Suzy to Notre Dame for $35,000 a year, mortgaging the house that’s almost paid off, so that Suzy can get drunk. Waste of money. Unless your kid’s a genius (he/she is not. Really), take that same money and go to a casino. Same odds it will pay off. By the way, if your kid is really that smart he’ll get a scholarship.

    Two year community colleges are the best-kept secret in America. They provide your kid with the basics and a bargain rate. Little Johnny can get drunk every night for $6,000 a year instead of $30,000.00. Then, if he makes it through and gets his associate he can go finish up for two years at a state college. The next best college deal. But if you’re into status and you want your child to go to “the best” then hang on for your myocardial infarction because you

    Prepaid Expenses
    Prepaid expenses belong on the balance sheet and can encompass costs such as rent, insurance, advertising, and any other cost that normally would be expensed on your income statement but is paid in advance of the period in which it is owed. Prepaid expenses differ from deposits as they will be used up within a specific period (usually within a year) as a deposit could be carried until the end of a contract when ever that might be. For example, prepaid rent would be an upfront prepayment of the yearly rent, but a rental deposit would be tied in with certain contract obligations and not be an actual expense until the end of the contract.Should you, for example, pay for your yearly insurance premium in one lump sum then you would charge this premium to an account called Prepaid Insurance. The entry would be:Debit: Prepaid Insurance Expense $(amount of yearly premium)Credit Accounts Payable or Cash $(amount of yearly premium)(Depending on method of payment)Each month a general journal entry would be made expensing one month’s premium cost. This entry would be as follows:Debit:
    een a single mother raising three boys. Truthfully, when I was married it was harder to control the financial end of my life. When I got divorced (both times) it would be hard for a few years but inevitably I’d downsize, get control of my money, and be much better off. As an attorney, I always kept my salary on par with that of a teacher (my college profession of choice) so that I could make a lateral move at any time. This stunned the partners, of course, because the drill is that everyone wants to make a lot of money as fast as possible. I didn’t mind making $45,000 a year and taking a cost of living increase. But by the time I was at my last lawyer job I was making $80,000 – too much for what I needed and it still wasn’t worth the misery of being a lawyer. When I quit and went back to high school teaching I took a 50% pay cut and hardly missed a beat.

    I never bought a new car; always (or mostly) a Honda, used, which I would drive until it stopped dead in the six-figure mileage area. Material stuff doesn’t interest me too much at all. I like to ski and would save up every year to take the kids to the mountains for five days. That was my extravagance. I invested wisely in real estate that was bound to appreciate. I didn’t mind moving every couple of years if the market was going to give an enormous return on my investment. My kids weren’t crazy about it but sometimes you don’t need to listen to them.

    My kids went to public schools. Private education is, in my mind, about the biggest waste of money you can find. Might as well flush it down the john. What you’re paying for, when you pay $15,000 a year in high school tuition, is the privilege of telling all your buddies, “My kids go to Snob Academy.” Good for you. Nobody learns much of anything in high school. Did you?

    Same thing with college. Middle age parents strap themselves financially to send Suzy to Notre Dame for $35,000 a year, mortgaging the house that’s almost paid off, so that Suzy can get drunk. Waste of money. Unless your kid’s a genius (he/she is not. Really), take that same money and go to a casino. Same odds it will pay off. By the way, if your kid is really that smart he’ll get a scholarship.

    Two year community colleges are the best-kept secret in America. They provide your kid with the basics and a bargain rate. Little Johnny can get drunk every night for $6,000 a year instead of $30,000.00. Then, if he makes it through and gets his associate he can go finish up for two years at a state college. The next best college deal. But if you’re into status and you want your child to go to “the best” then hang on for your myocardial infarction because you

    Promotional Gifting: Products and the Holidays
    While it is always a good idea to show your customer appreciation, the holidays are an important time to do so. Traditionally, the holiday season includes an abundance of gift giving and showing the important people just how valued they are to you. Smart companies plan ahead for this time of year and strategize their holiday gift program. To do so means to concentrate on your relationship with your clients and to separate yourself from the competition by putting thought into your offerings. This way, your presents have a lasting impression, even long after the festive season is over.There are decisions to make, however. Do you want to give relationship gifts to your best clients or offer those of a holiday nature as a marketing promotion? Or, would you like to do both?Relationship gifts have a specific purpose and are different from other gifts. They demonstrate to your top clients that you acknowledge and esteem their hand in making your business successful. And, this type of present requires selecting the right item. Pricing is secondary. Most companies who implement relationship gifts i
    ment. My kids weren’t crazy about it but sometimes you don’t need to listen to them.

    My kids went to public schools. Private education is, in my mind, about the biggest waste of money you can find. Might as well flush it down the john. What you’re paying for, when you pay $15,000 a year in high school tuition, is the privilege of telling all your buddies, “My kids go to Snob Academy.” Good for you. Nobody learns much of anything in high school. Did you?

    Same thing with college. Middle age parents strap themselves financially to send Suzy to Notre Dame for $35,000 a year, mortgaging the house that’s almost paid off, so that Suzy can get drunk. Waste of money. Unless your kid’s a genius (he/she is not. Really), take that same money and go to a casino. Same odds it will pay off. By the way, if your kid is really that smart he’ll get a scholarship.

    Two year community colleges are the best-kept secret in America. They provide your kid with the basics and a bargain rate. Little Johnny can get drunk every night for $6,000 a year instead of $30,000.00. Then, if he makes it through and gets his associate he can go finish up for two years at a state college. The next best college deal. But if you’re into status and you want your child to go to “the best” then hang on for your myocardial infarction because you can’t quit the job you hate.

    After the kids and the money comes the saga about how the family has gotten used to a certain lifestyle, whatever it is. How about this? Too bad. Toughen up, buttercup. Daddy’s tired of being a workhorse. Truly, if folks love each other (as family’s profess they do) then they would do anything to support the happiness of the members of the clan. If, however, you’re easily intimidated by people having hissy fits about “stuff” they “need” I can’t really help you.

    So if the first thing you need to do to quit your job is change your mind, totally rethinking the way you manage your life and your money, the next thing you need to do is dream. Remember that? Do you remember how to have a dream? Probably you are so absorbed in the daily grind of “making it” (as you see it) that you have forgotten what you are born to do. I was born to be a cowgirl. By circumstances of birth, however, I was a Philly girl, then a Jersey girl, a lawyer and a teacher before I finally donned my chaps. But I never let the dream die. I talked about it and fantasized about it and made my plan. And when my youngest son graduated high school I sold everything, packed my Honda CRV with clothes, ,books, and camping equipment, and went West.

    Now I live in a one-room cabin with Cowboy Bob, my partner and best friend who was never really part of the decades-old fantasy but who happened to appear at the right time. That’s what happens when you start to really “follow your bliss” as Joseph Campbell would say. Once you leave the trappings of the life you’ve constructed, which is someone else’s idea of who you are, and you follow that creative impulse that’s been deep inside since you were a kid, benevolent forces will come out of nowhere to make it happen. Trust me on this one. The hardest part of this whole process is learning to be true to yourself, to pay no mind to the critical and harsh voices of those who would like you to stay miserable.

    Change your mind. Start dreaming again. Don’t be afraid. Make a plan that begins with your decision to be happy. Then when the time comes to say good-bye to the job you’ve never liked, you’ll do it with joy and not anger. Good luck friend. See you on the range.

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