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    our family are all basically healthy and seldom require medical treatment then you might want to invest in a hospital plan.

    This will mean that you will be financially responsible for any visits to a doctor for day to day care, but should there be an occasion when a member of the family has to be hospitalized for any reason all the bills will be paid by the insurance company. This would include all treatment received in hospital plus medication. This would be up to a pre-determined value.

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