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  • Will You Add? - Who Pays What in Northern California Real Estate Transactions?

    5 Proven Strategies for Filling Your Marketing Funnel
    This is the second of a two-part article on overfilling your marketing funnel and client pipeline.Last week we discussed that, in order to quickly fill your funnel and pipeline, you will want to have these 5 tools:1. Unique Selling Proposition 2. Attention-grabbing, memorized elevator speech 3. Client attractive website 4. Effective business cards 5. A “full pr
    s: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Seller

    Napa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax:

    Sacramento
    Recording Fees: Buyer
    Title Ins

    How to Save Money and Get Discount Health Insurance in Missouri
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    Section 4 of the standard California Association of Realtor contract for the purchase of residential property is called "Allocation of Costs." It deals with whether the buyer or the seller pay for termite inspection, home inspection, smoke detector installation etc. The most costly items which seller and buyer negotiate are

    -- Recording fees

    -- Title insurance

    -- Escrow Fees

    -- County and City transfer tax.

    Anything can be negotiated and becomes binding on the parties who sign the contract; however, there are certain customs which differ from county to county as to who pays what.

    The following list gives an overview about counties in and close to the Bay Area and the customary allocation of certain costs.

    When your Real Estate Agent writes your purchase contract, make sure he marked the right check boxes.

    In a buyer's market, buyers need not stick to customs but can ask for more. Many sellers cannot pay the higher interest rates and are happy to get out of a property, even if it means that they pay costs they would not have paid two years ago.

    Alameda
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Split

    Contra Costa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Negotiable

    Marin
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Seller

    Napa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax:

    Sacramento
    Recording Fees: Buyer
    Title Insu

    Millionaire Mind - Secrets of the Millionaire Mind - (I)
    Your own mind is your worst enemy when developing that coveted "Millionaire Mind". Your mind never shuts up. You are always thinking about things without stopping. You are constantly talking to yourself. This is known as Self-Talk. There is no way to make your mind shut up. It is just the way it operates. But you can redirect this conversation in a more positive and useful way.Unless you
    - Escrow Fees

    -- County and City transfer tax.

    Anything can be negotiated and becomes binding on the parties who sign the contract; however, there are certain customs which differ from county to county as to who pays what.

    The following list gives an overview about counties in and close to the Bay Area and the customary allocation of certain costs.

    When your Real Estate Agent writes your purchase contract, make sure he marked the right check boxes.

    In a buyer's market, buyers need not stick to customs but can ask for more. Many sellers cannot pay the higher interest rates and are happy to get out of a property, even if it means that they pay costs they would not have paid two years ago.

    Alameda
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Split

    Contra Costa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Negotiable

    Marin
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Seller

    Napa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax:

    Sacramento
    Recording Fees: Buyer
    Title Ins

    How To build A Powerful Sitemap?
    A site map is a web page that lists all of the pages on your web site and you want the search engines to find and include them in their index.Sitemaps can improve search engine optimization of a site by making sure that all the pages can be found and it help visitors and search engine spiders to find pages on the web siteSitemap will be a page that includes links to every other page on y
    r Real Estate Agent writes your purchase contract, make sure he marked the right check boxes.

    In a buyer's market, buyers need not stick to customs but can ask for more. Many sellers cannot pay the higher interest rates and are happy to get out of a property, even if it means that they pay costs they would not have paid two years ago.

    Alameda
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Split

    Contra Costa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Negotiable

    Marin
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Seller

    Napa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax:

    Sacramento
    Recording Fees: Buyer
    Title Ins

    Unsecured Loans with No Credit
    Lenders label individuals with no credit history as 'high risk'. Being considered 'high risk' can be the 'kiss of death' when it comes to getting approved for unsecured loans. Why? Because unsecured personal loans require no collateral. So, the lender loaning you your money is trusting you that you will make timely payments. This is not a personal issue of trust, it is a credit issue. Lenders do not w
    ecording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Split

    Contra Costa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Negotiable

    Marin
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Seller

    Napa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax:

    Sacramento
    Recording Fees: Buyer
    Title Ins

    Tips to Buy Your Dream House
    Buying a house is not a child's play even if you have money. You have to pass through hell and heaven before there is a satisfactory deal. It is easier to do business than to buy a house according to your requirement. A common man doesn't even know where to buy a house, from whom to buy or how to arrange extra funds. Here are some valuable tips to make your way somewhat smooth:1. Understand t
    s: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Seller

    Napa
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax:

    Sacramento
    Recording Fees: Buyer
    Title Insurance: Seller
    Escrow Fees: Seller or Split
    County Transfer Tax: Seller
    City Transfer Tax: Split

    San Francisco
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax:

    San Mateo
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Seller or Split

    Santa Clara
    Recording Fees: Buyer
    Title Insurance: Seller
    Escrow Fees: Seller
    County Transfer Tax: Seller
    City Transfer Tax: Seller or Split

    Solano
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Seller

    Sonoma
    Recording Fees: Buyer
    Title Insurance: Buyer
    Escrow Fees: Buyer
    County Transfer Tax: Seller
    City Transfer Tax: Seller

    Yolo
    Recording Fees: Seller
    Title Insurance: Seller
    Escrow Fees: Seller
    County Transfer Tax: Seller
    City Transfer Tax: Seller

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