ebtors do not intentionally dishonor their financial commitments. Debtors are entitled to be treated with respect as opposed to being treated as second class citizens, unfortunately, this isn't always the case. Debtors have the opportunity to register a complaint with the Federal TraThere's been a lot of bad press lately pertaining to the ethics of debt collectors. As the owner of a collection agency, I'd like to take this opportunity to respond to such allegations. As a general rule, businesses contract with collection agencies in an effort to resolve recovery issues due to extended lines of credit that have failed to be honored.

When not pursued diligently, past due accounts are among the leading contributors to serious cash flow issues that prevent businesses from paying their own bills, or forcing them to go out of business altogether. Businesses depend on earned revenue to thrive, it's essential to the life of the business.

As a business owner, I understand the urgency of recovering past due revenue. As a collector, it is imperative that we abide by the Fair Debt Collection Practices Act (FDCPA) standards. The role of a collector is to fulfill our obligation to the creditor and assist them in recovering earned revenue.

It is my opinion that collectors also have an obligation to the debtor to assist them in resolving issues they face with their creditors. In all fairness, most debtors do not intentionally dishonor their financial commitments. Debtors are entitled to be treated with respect as opposed to being treated as second class citizens, unfortunately, this isn't always the case. Debtors have the opportunity to register a complaint with the Federal Trad

issues due to extended lines of credit that have failed to be honored.

When not pursued diligently, past due accounts are among the leading contributors to serious cash flow issues that prevent businesses from paying their own bills, or forcing them to go out of business altogether. Businesses depend on earned revenue to thrive, it's essential to the life of the business.

As a business owner, I understand the urgency of recovering past due revenue. As a collector, it is imperative that we abide by the Fair Debt Collection Practices Act (FDCPA) standards. The role of a collector is to fulfill our obligation to the creditor and assist them in recovering earned revenue.

It is my opinion that collectors also have an obligation to the debtor to assist them in resolving issues they face with their creditors. In all fairness, most debtors do not intentionally dishonor their financial commitments. Debtors are entitled to be treated with respect as opposed to being treated as second class citizens, unfortunately, this isn't always the case. Debtors have the opportunity to register a complaint with the Federal Tra

her. Businesses depend on earned revenue to thrive, it's essential to the life of the business.

As a business owner, I understand the urgency of recovering past due revenue. As a collector, it is imperative that we abide by the Fair Debt Collection Practices Act (FDCPA) standards. The role of a collector is to fulfill our obligation to the creditor and assist them in recovering earned revenue.

It is my opinion that collectors also have an obligation to the debtor to assist them in resolving issues they face with their creditors. In all fairness, most debtors do not intentionally dishonor their financial commitments. Debtors are entitled to be treated with respect as opposed to being treated as second class citizens, unfortunately, this isn't always the case. Debtors have the opportunity to register a complaint with the Federal Tra

s. The role of a collector is to fulfill our obligation to the creditor and assist them in recovering earned revenue.

It is my opinion that collectors also have an obligation to the debtor to assist them in resolving issues they face with their creditors. In all fairness, most debtors do not intentionally dishonor their financial commitments. Debtors are entitled to be treated with respect as opposed to being treated as second class citizens, unfortunately, this isn't always the case. Debtors have the opportunity to register a complaint with the Federal Tra

ebtors do not intentionally dishonor their financial commitments. Debtors are entitled to be treated with respect as opposed to being treated as second class citizens, unfortunately, this isn't always the case. Debtors have the opportunity to register a complaint with the Federal Trade Commission (FTC) if they feel their rights have been violated. For more information on the Federal Trade Commission go to http://www.ftc.gov.

Any business, or individual may stop a debt collector from making contact with them by submitting their request in writing. Once a collection agency receives such a request, they must cease all communication with the debtor, except to acknowledge the request and ensure there will be no further contact, or to notify the debtor that the original creditor intends to take legal action. Please understand however, that making such a request does not make the debt go away if the debt is indeed valid. The original creditor still has the option to sue the debtor for the balance due.

If a business contracts with a collections agency to pursue collections, their customers have rights mandated by the FDCPA. The FDCPA requires that debt collectors treat debtors fairly, and prohibits certain methods of debt collection. FDCPA rules and regulations do not apply to creditors collecting their own debts.

There are precautionary measures a creditor may take to avoid the need for thi