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otice provision in Part 6 “Default,” but the notice requirements apply only to the disposition of collateral after default.) Indeed there are loan documents

Termites Can Ruin Your Home
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Loan documents often require the commercial lending institution to provide written notice (a letter) to the borrower before initiating foreclosure or lien enforcement proceedings. Some of our clients have wondered whether, in Indiana, the default letter can come from outside counsel. In my view, an effective notice can come from counsel. But, if the borrower has its own lawyer, the letter probably should come directly from the lender.

Is notice required? To my knowledge, there is no common law rule or statutory requirement that the borrower receive notice and an opportunity to cure. (The UCC, Article 9.1, has a notice provision in Part 6 “Default,” but the notice requirements apply only to the disposition of collateral after default.) Indeed there are loan documents

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forcement proceedings. Some of our clients have wondered whether, in Indiana, the default letter can come from outside counsel. In my view, an effective notice can come from counsel. But, if the borrower has its own lawyer, the letter probably should come directly from the lender.

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ice can come from counsel. But, if the borrower has its own lawyer, the letter probably should come directly from the lender.

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y knowledge, there is no common law rule or statutory requirement that the borrower receive notice and an opportunity to cure. (The UCC, Article 9.1, has a notice provision in Part 6 “Default,” but the notice requirements apply only to the disposition of collateral after default.) Indeed there are loan documents

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otice provision in Part 6 “Default,” but the notice requirements apply only to the disposition of collateral after default.) Indeed there are loan documents that do not contain notice provisions, in which case the lender can immediately file suit upon default. On the other hand, if there is a notice clause, basic contract law dictates that notice be sent. Usually, notice to the borrower must come from the lender and must be sent to a specific person at a specific address. The best way to ensure effective notice is to do exactly what the parties agreed to do in the written contract(s).

Problem #1 – effective notice. The common question is whether outside counsel can send the letter on the lender’s behalf. Sometimes it makes practical sense for outside counsel to do so

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Encouraging prompt payment is at the heart of good cashflow management. Conversely, late payments by your customers can make your business vulnerable as you risk getting into financial difficulties. So how do you encourage prompt payment by your customers? Read our top tips below for some practical ideas.

Are you wanting to switch careers or explore new job options? Perhaps you are unhappy with your current career, but unsure of what your options are. Maybe you have so many options that you feel overwhelmed. Whatever your situation, taking some time out for a self-evaluation prior to making any big change is a smart move.

In today?s business environment, contact centers play a vital role in improving customer care relationships. They are expected to offer challenging customer care services and also retain high-value customers.

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Will You Add? - Notices Of Default: Who Should Send The Letter?

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