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    An 80/10/10 mortgage loan program is a type piggy back loan that borrowers will sometimes use to avoid paying private mortgage insurance. The fees on this type of mortgage insurance can be as high as 1% of the
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    etimes use to avoid paying private mortgage insurance. The fees on this type of mortgage insurance can be as high as 1% of th
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    gage insurance can be as high as 1% of the total value of the property each year, and borrowers are eager to avoid the expensive monthly payments if possible.

    Most banks or lending institutions will insi

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