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be owner occupied. For investment property at least 20 percent down is necessary.
• Interest rates on no documentation loans are higher than they would be in a traditional mortg

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No documentation mortgage loans do exist and they do provide individuals with a method of financing their home purchase. These loans require no verification of employment, income or your current assets. The only thing that is used to verify your ability to make payments is your credit profile as well as the value of the property you wish to purchase. For those that do not want to or can not provide documentation of these other, normal documentation for consideration of a loan, a no documentation mortgage loan is ideal.

Details About No Documentation Loans

There are several things to know about these loans, though:

• You may need at least five percent down on the property you are purchasing if it will be owner occupied. For investment property at least 20 percent down is necessary.
• Interest rates on no documentation loans are higher than they would be in a traditional mortga

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our current assets. The only thing that is used to verify your ability to make payments is your credit profile as well as the value of the property you wish to purchase. For those that do not want to or can not provide documentation of these other, normal documentation for consideration of a loan, a no documentation mortgage loan is ideal.

Details About No Documentation Loans

There are several things to know about these loans, though:

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at do not want to or can not provide documentation of these other, normal documentation for consideration of a loan, a no documentation mortgage loan is ideal.

Details About No Documentation Loans

There are several things to know about these loans, though:

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Documentation Loans

There are several things to know about these loans, though:

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be owner occupied. For investment property at least 20 percent down is necessary.
• Interest rates on no documentation loans are higher than they would be in a traditional mortgage loan sometime 1 to 1.5 percent, sometimes as high as 3 percent more.
• Fixed rate and adjustable rate loans are available and rates will depend solely on your credit score.

Two Other Choices

There are other types of no documentation loans that can be applied for as well. A no ratio loan is one that no income verification is needed, while employment and your assets will be verified. Stated income mortgages are another type. Here you will state your income on your application but this information is not verified. The lender will verify your assets and your employment, though.

With no documentation mortgage loans, you can purchase or refinance your property. You can use these for the purc

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Will You Add? - No Documentation Mortgage Loans - A Few Things You Must Know

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