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Will You Add? - Preparing Your Cleaning Business for a Disaster
A potentially profitable business can fail because of poor management of cash flow. Equally, an unprofitable business can enjoy a period in which is has plenty of cash before the bills arrive!Cash flow and profits are two very different concepts:- A business makes a profit if, over a given period of time, its rebenue is greater than its expenditure. A Business can survive without making a profit for a short period of time, but it is essential that it earns profits in the long run.- Cash Flow relates to the
4. Consult with your insurance agent and make sure you have enough coverage. Remember, most policies do not cover flood or earthquake damage. Your insurance needs to cover more than just your building. Insurance has to also cover the replacement cost of your supplies and equipment. Make sure your equipment (both cleaning and office equipment) is covered. Most insurance companies offer Inland Marine insurance. T
Effective June 1, 2005, the FTC’s Disposal Rule requires any business or individual that utilizes credit report information to properly dispose of that information to protect against unauthorized access to or use of the information. The Rule can be found at www.ftc.gov/os/2004/11/041118disposalfrn.pdf.Examples of consumer reports include credit reports, credit scores, reports businesses or individuals receive with information relating to employment background, check writing history, insurance claims, residential or tena
Proper planning can also get your business up and running faster or keep your business going when others in your area are still trying to get back on their feet. The Red Cross and FEMA encourage all businesses to create a disaster plan. Even if you don't have time to sit down and write out a full-blown plan for your cleaning business, begin developing your plan by starting with the following:
1. Create a list of phone numbers of your key employees and customers and keep it with you. Also provide a copy of that list to key staff members.
2. Back up your computer data often and keep an updated record of that information off-site. If you keep paper records, be sure to make copies of important documents and store those in another building.
3. Make a comprehensive list of your equipment, including the price, date purchased, model number, and serial number. Keep this updated as you buy new equipment and keep a copy of this off-site. It's also a good idea to photograph or videotape your office, equipment, and supplies so you have a visual record for insurance and replacement purposes.
4. Consult with your insurance agent and make sure you have enough coverage. Remember, most policies do not cover flood or earthquake damage. Your insurance needs to cover more than just your building. Insurance has to also cover the replacement cost of your supplies and equipment. Make sure your equipment (both cleaning and office equipment) is covered. Most insurance companies offer Inland Marine insurance. T
Here today, I am going to share about how Business has evolved.In summary, what you will read today will be on how trade began from the time people start to exchange, to buying and selling. Brick-and-Mortar Business will be the next phase which business will go though and finally, Internet Business.As you all know, business began a long time ago. It all began with the simplest form of buying and selling – Trade.Trade mainly involves 2 or more people and the exchange of something for something. It can be in
Proper planning can also get your business up and running faster or keep your business going when others in your area are still trying to get back on their feet. The Red Cross and FEMA encourage all businesses to create a disaster plan. Even if you don't have time to sit down and write out a full-blown plan for your cleaning business, begin developing your plan by starting with the following:
1. Create a list of phone numbers of your key employees and customers and keep it with you. Also provide a copy of that list to key staff members.
2. Back up your computer data often and keep an updated record of that information off-site. If you keep paper records, be sure to make copies of important documents and store those in another building.
3. Make a comprehensive list of your equipment, including the price, date purchased, model number, and serial number. Keep this updated as you buy new equipment and keep a copy of this off-site. It's also a good idea to photograph or videotape your office, equipment, and supplies so you have a visual record for insurance and replacement purposes.
4. Consult with your insurance agent and make sure you have enough coverage. Remember, most policies do not cover flood or earthquake damage. Your insurance needs to cover more than just your building. Insurance has to also cover the replacement cost of your supplies and equipment. Make sure your equipment (both cleaning and office equipment) is covered. Most insurance companies offer Inland Marine insurance. T
Some people make things happen, some watch while things happen, and some wonder what happened.― AnonymousA 2,000 percent solution is any method of accomplishing what your organization does now with zero-to-four percent of the current time and resources, or accomplishing an increase of 20 times in results while employing the same or fewer resources. A combination of those results can also be a 2,000 percent solution.When first creating a 2,000 percent solution, many people report discovering that their
1. Create a list of phone numbers of your key employees and customers and keep it with you. Also provide a copy of that list to key staff members.
2. Back up your computer data often and keep an updated record of that information off-site. If you keep paper records, be sure to make copies of important documents and store those in another building.
3. Make a comprehensive list of your equipment, including the price, date purchased, model number, and serial number. Keep this updated as you buy new equipment and keep a copy of this off-site. It's also a good idea to photograph or videotape your office, equipment, and supplies so you have a visual record for insurance and replacement purposes.
4. Consult with your insurance agent and make sure you have enough coverage. Remember, most policies do not cover flood or earthquake damage. Your insurance needs to cover more than just your building. Insurance has to also cover the replacement cost of your supplies and equipment. Make sure your equipment (both cleaning and office equipment) is covered. Most insurance companies offer Inland Marine insurance. T
What does your brand say to your customers? What, you don't have a brand because you're a solopreneur; a one-woman shop? Ah, but you do. If you have business, you have a brand, whether you realize it or not.Think of some of the world-wide brands we experience every day – Target, Dell, and BMW. Just mentioning these names conjures up a feeling, doesn't it? For example, when you thought of Target you may have felt a bit light and happy because of their upbeat commercials. When you thought of Dell you might have thou
3. Make a comprehensive list of your equipment, including the price, date purchased, model number, and serial number. Keep this updated as you buy new equipment and keep a copy of this off-site. It's also a good idea to photograph or videotape your office, equipment, and supplies so you have a visual record for insurance and replacement purposes.
4. Consult with your insurance agent and make sure you have enough coverage. Remember, most policies do not cover flood or earthquake damage. Your insurance needs to cover more than just your building. Insurance has to also cover the replacement cost of your supplies and equipment. Make sure your equipment (both cleaning and office equipment) is covered. Most insurance companies offer Inland Marine insurance. T
Most people follow their uplines so-called advice and have absolutely nothing to show for it. Chances are great that you are one of them! Sure they may give you a temporary high by repeating some motivational quote he read in some success book, but how motivated are you REALLY when you have no money to show for it?You probably feel that there is something wrong with you and that you are not trying hard enough to talk to enough prospects. But have you looked at it in another perspective?I know you have listened
4. Consult with your insurance agent and make sure you have enough coverage. Remember, most policies do not cover flood or earthquake damage. Your insurance needs to cover more than just your building. Insurance has to also cover the replacement cost of your supplies and equipment. Make sure your equipment (both cleaning and office equipment) is covered. Most insurance companies offer Inland Marine insurance. This will cover any equipment you don't store on your property.
Keep in mind you will also be replacing more than just cleaning equipment, but also office equipment and supplies. It may be necessary to rent items temporarily until you have the insurance check. So it's also important to have enough money on hand to rent the necessary equipment.
Some of the things you might be renting include:
* office space
* office furniture
* computers and printers
* phones and accessories
* cleaning equipment (buffers, vacuums, mop buckets, etc.)
Your policy should include some type of business interruption insurance - think of the possible situations and then decide if you need one or more months of coverage.
5. Prepare an action plan so if a disaster does happen you don't panic. Who will call your cleaning customers to let them know you are running behind schedule? If a natural disaster hits a large area your customers will also be scrambling to get on their feet. However, if your business experiences a fire or other incident that only affects you, it is important to keep the lines of communication open with your customers. If you can't get up and running in a hurry, they may have to find another cleaning company to take care of their buildings.
6. Make note of where you can quickly get replacement supplies and equipment. Is there a janitorial supplies distributor in your community that will have what you need to get up and running? Also, make note of office supply stores in your area so you can replace your office equipment.
7. Another necessity is having an emergency fund so you can quickly replace equipment before you get your insuran
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