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    Online Savings Accounts can Add Safety to Your Portfolio
    The high returns achieved by stocks in the long-term have been well documented in research reports and finance books, but the roller coaster ride frequently experienced in the short-term can make any investor's stomach queasy.Have you looked at the market lately? If not, I hope you had a light breakfast today because you'll soon feel like you're riding the Cyclone coaster on Coney Island and the operators are out-of-town.Right now violence in the Middle East has caused oil prices to surge and stock prices to plummet. Even if you've got loads of time before retirement, seeing the numbers on your brokerage statement go negative can be nerve-racking. It's especially worrisome if you need to convert some of your holdings to cash within the next few months.So what options do you have for your cash?In the past, sticking money into cash accounts was as profitable as stashing dollars under the mattress. But that has changed with one of the best products to come out of the Internet Revolution -- online savings accounts.While some regular savings accounts offered at brick-and-mortar banks pay a low .50% annual percentage yield, yields on online savings and money market accounts are blowing past the 5.00% annual percentage yield line. And if you don't mind not having access to your money for a few months, many online certificates of deposit are reaching the 6.00% annual percentage yield mark.These yields may not be as impressive as the long term returns on stocks, but when markets are spiraling downward, a guaranteed 5.00% to 6.00% is pretty good. And unlike your stocks, most savings accounts are FDIC insured.What's important to understand is that those high rates on online accounts aren't affected in the short-term due to political events happening in the world. Although online savings accounts are no substitute for your long term retirement fund, if you need to protect money from market fluctuations while earning great yields, online savings accounts can do the job. If you want some diversification for your portfolio, take a look at online savings accounts.
    on, which will give him a sense of relaxation. In brief it will entertain him.

    How will you achieve all that? By organizing the article in a logical and structured order. You will use words to convey ideas precisely; you will say what you mean and mean what you say. Choose the right words to convey the intended message. You swear not to use incomprehensible metaphors and jargon and if you do then you are certain that they are at the level that your audience is readily familiar with. Use the right similes and aphorisms. Be concise in your use of language, make the sentences and paragraphs flow smoothly with similar ideas aptly grouped and flowing in a logical and pleasant order. Paragraphs are short and measured.

    All that is not easy to achieve with the stroke of a pen and you will have to do much learning and imagination to attain that level. Hopefully there is an easy path to that objective. This is through constant reading especially of fiction books since they are a great resource of imaginative ideas and are models of language use.

    Read them regularly and take a few notes down. Do not stop with fiction books but do also read magazines, newspapers and other non-fiction works. See what other successful writers have done and follows the principles behind their writing success.

    Let’s now look at the how part of writing. An article contains three main parts that is introduction, the body and the conclusion. The introduction may be said to be the most important part of the article. This is not to underrate the other two parts or to say that we can have an article without the other parts.

    We wish rather to show its significance in interesting your readers to want to read the article. This is exemplified with the first opening paragraph popularly known as the leader or lead paragraph. It is a strong paragraph which aptly summarized the theme of the article. It will mostly likely be one sentence but no harm if it is split into two or three sentences.

    The body of the article follows next after the introduction and is

    Article Submitter Review: Software that Automates Some of the Article Submission Process
    Writing and submitting articles is a popular way to promote a web site. However it can be very time consuming, so using software or a service to automate the process is key. Article Submitter is a piece of software that is widely available under different names (Article Submitter, My Article Pro, My Article Submitter, and Article Money, to name a few) and at different price levels (anywhere from $15 to $97). With other software costing almost $400 and some services charging $15 just to submit one article, how useful can Article Submitter be?Article Submitter comes with its own Windows installer which makes the installation process painless. One annoying "feature" is that it only installs a shortcut in the Startup folder which starts Article Submitter every time you start Windows. This shortcut is easy to move to a regular location on the Programs menu.When you start the program for the first time, you begin by filling in your personal information. Only one user and one resource box is allowed, so if you are submitting articles for multiple sites you have to either install Article Submitter in multiple locations, or change the information each time. The resource box is also very limited in size, about 20 to 25 words.Next you write your article by filling in text boxes for title, article text, summary and keywords. No advanced word processing features are available here, and no spellchecker.Then you go to the Websites tab where you select which web sites you want to submit to. There is no information other than the name of the site to help you determine what types of articles each site accepts. The program does not have a feature to update the list of sites and during our testing (in November 2006) we found that 25 of the 138 listed sites no longer existed or no longer accepted article submissions. You can add sites yourself to the list. However, when we tried to delete one of the sites, the program got stuck in an infinite loop.After you have selected the sites to submit to you go to the Auto Fill tab and click Start. Article Submitter will now bring up each page in an embedded web browser and attempt to fill out each site’s article submission form as best as it can using the information you have entered in the program. The success rate of how many fields are correctly filled out varies from site to site (and you can fine tune this to some extent in the advanced section on the Websites tab), but you typically have to manually fill
    Have you wondered how you can make a career writing books or articles for various publications? Or are you seeking a viable second income opportunity but do not know where to start? Well, freelance writing may be the right career for you and it can open a world of lucrative opportunities for you.

    You do not need to have special qualifications to be a freelance writer and make money. What you need is the ambition, diligence in your craft and willingness to learn the necessary skills. Of course you need to be literate in a popular language especially English in order to communicate with a large readership and sell your work widely.

    Getting Started

    Getting started as a freelance writer is easy compared to what it takes to enter other careers. You need to assess your skills to enable you to choose what to write about. What knowledge or training do you have? Are there issues or facts you are more familiar with? What are your hobbies/interests? These and other questions if well answered will have set you on the path to being a writer.

    However, it may be necessary to learn the art of writing from experts and this is why you should take a writing course. There are many writing courses available and an appropriate search on the Internet will reveal some, which may be suitable for you. While some courses are full-time and may require minimum entry qualifications you may find a host of others which are part-time and do not require any special qualifications.

    A good option is to take a distance learning course and you will find several in this category. These give you an opportunity to study at home at your own pace. Notable among them are those offered by two UK based colleges and which are available to prospective writers worldwide. One is offered by the Writers Bureau of Manchester United Kingdom. The college offers a freelance writing distance learning course which leads to the issue of a certificate on completion and gives you an opportunity to earn from writing while you learn.

    The other college is the London School of Journalism which offers diplomas and post graduate diplomas in writing. Many areas of writing are covered by both colleges and it is advisable that you enroll in one of these courses to sharpen your talents and take advantage of the opportunities that go with studying them.

    In case you do not feel like enrolling in writing courses for any reason then all is not lost. There are vast resources on the internet and elsewhere which you can resort to for learning about writing. You may read various essays on writing on the internet written by experienced writers. There are many of these and it’s only a matter of knowing how and where to find them. There are also books about freelance writing which you may order from book stores or direct from publishers. A visit to your local library may also prove useful in unearthing useful information on writing.

    Once you have embarked on writing you need to keep a notebook or journal to record wild ideas as they come to your mind or while reading various publications. To discover ideas for your writing you need to read widely magazines, newspapers, books, watch television and so on. Give the news and features a second thought, study them critically and ask yourself questions about what is contained in them. Imagine what would have been the situation if the events cited had not happened. Since they have happened how can the situation be made better? What are the effects of those events? Think more about them. Dream and take notes.

    WRITING YOUR PIECE

    Now comes the hard part putting your ideas in black and white. This part may be difficult depending on your circumstances. You could be having so many ideas that you are overwhelmed by the sheer volume of information you have collected. You are stuck with stacks of sheets of information you have jotted down that you do not know where to begin. Alternatively you could be having only a few ideas to fit only one page and do not know where to find information to write the rest of your book or article.

    These are dilemmas that face writers at various points in time perhaps they reflect lack of tact in handling theirs work. As a writer you need to do proper planning to avoid any of those two scenarios you need to have researched your market first before even researching the subject.

    This brings us to the issue of markets study. You need to study the audience to know what their requirements are. In the case of articles, you should study the writers/submission guidelines and a few issues of the publications to know your markets well. Many publications have writers/submission guidelines on their web pages. Next you need to be familiar with the style guidelines. These are more or less the same as the writers guidelines but may include issues such as spelling, punctuation and other aspects of grammar.

    It is important that you read their style guides to avoid you articles being rejected. In case you do not know where to find them then it is advisable to write to the editors for copies. Alternatively you may be find some in libraries and bookstores.

    As important as the study of the market is the research on the topic you want to write about. Write down all ideas you have on the topic as they come to mind without editing them. Turn them upside down to come up with fresh ideas. Then decide on the angle and slant of your article.

    The above exercise would have generated a lot of material, which may be used as a basis for your story. Then depending on the type of article you are writing you can do extensive research, taking notes as you carry on. The research could be on the internet, which is a good place to start from or in publications found at the library. You may have to buy some books, which are not locally available or pay for photos from media agencies. Alternatively you may use the services of hired researchers or research agencies. A good source of research documents is the British Library, which can for a small fee send you photocopies of requested material anywhere in the world. The US Library of congress has a similar service. You may also search for experts in your local directory who may provide you with useful information. In sum there is limitless scope for research and only you may decide on the limit based on the requirements of the article.

    Next, you should organize the ideas and information from the research into a concise and coherent order. This is the planning face where you decide the structure and format of your article, choose what is relevant and would advance the goal and spirit of your article. Select ideas from the research information and not word for word copying. Be careful lest you be accused of plagiarism of other people’s work or infringing on their copyrights. Write several drafts until the complete article has taken the shape and tone you want, check on the spelling, punctuation and other aspects of grammar and style in each draft to achieve a well polished article. It is not a bad idea if you seek a second opinion from your peers before preparing the final draft. There are thousand of writing communities on the internet which may assist you in that regard.

    After writing the final draft type it and send it to the responsible editor of the publication.

    The Contents

    What goes into making a successful article? Well the answers could be varied depending on the scope and nature of the article. I believe there can be no standard way of writing an article. However, we can at least agree on some universal principles of what constitutes a good article.

    First, any article must be captivating to its intended readership or audience. Readers must be glued to it and have the thirst to read it on until the end. They will read it twice, thrice and even more or keep it as a souvenir for days and years to come. This is the ideal article and if yours can reach that level then the better.

    Your article must offer useful information, which the reader may use to his benefit or at least enlighten him on important issues. If it is a story it will give the reader temporary relief or inspiration on a particular issue. It will make him dream or be filled with imagination, which will give him a sense of relaxation. In brief it will entertain him.

    How will you achieve all that? By organizing the article in a logical and structured order. You will use words to convey ideas precisely; you will say what you mean and mean what you say. Choose the right words to convey the intended message. You swear not to use incomprehensible metaphors and jargon and if you do then you are certain that they are at the level that your audience is readily familiar with. Use the right similes and aphorisms. Be concise in your use of language, make the sentences and paragraphs flow smoothly with similar ideas aptly grouped and flowing in a logical and pleasant order. Paragraphs are short and measured.

    All that is not easy to achieve with the stroke of a pen and you will have to do much learning and imagination to attain that level. Hopefully there is an easy path to that objective. This is through constant reading especially of fiction books since they are a great resource of imaginative ideas and are models of language use.

    Read them regularly and take a few notes down. Do not stop with fiction books but do also read magazines, newspapers and other non-fiction works. See what other successful writers have done and follows the principles behind their writing success.

    Let’s now look at the how part of writing. An article contains three main parts that is introduction, the body and the conclusion. The introduction may be said to be the most important part of the article. This is not to underrate the other two parts or to say that we can have an article without the other parts.

    We wish rather to show its significance in interesting your readers to want to read the article. This is exemplified with the first opening paragraph popularly known as the leader or lead paragraph. It is a strong paragraph which aptly summarized the theme of the article. It will mostly likely be one sentence but no harm if it is split into two or three sentences.

    The body of the article follows next after the introduction and is

    The Differences Between Great Marketing and Terrible Marketing
    As a marketing consultant and copywriter, I see horrible marketing everyday. The most common mistake I see is what I call, "me too marketing"."Me too marketing" is when a business creates a marketing piece (advertisement, brochure, sales letter, website, etc.) that looks and reads like an exact copy of their competition’s marketing. Instead of demonstrating why their product or service is unique and offers outstanding benefits, they say exactly what their competition says.For proof of "me too marketing", go to your phone book and look at advertising in almost any category. You can basically exchange the company names in the ads and the ads are identical. Nearly everybody is using the same dull clich?s such as, "Our customers are #1", "Serving your needs for xx years", "Family owned", "Best Service", "Friendly Service", "Great Selection", etc. This kind of advertising is SO BORING and overused. That is why it produces such horrible results. If you want to have marketing that generates a lot of quality leads and puts you ahead of your competition, you need to be different and prove why your product or services offers the best benefits to your customer.To make your marketing great so it consistently generates high quality leads, here is a list of the differences between great marketing and terrible marketing:1. Great marketing includes an attention-grabbing headline that calls out to the target market and makes a benefit-based promise. Bad marketing does not include a headline and hopes that the reader will find the graphics interesting enough to read the marketing piece. Big mistake!2. Great Marketing focuses on a powerful benefits-based sales message and promise. Bad marketing focuses on aesthetic graphic design and being "cute and creative" and using as little sales text as possible. A great sales message is a message that promises a specific result. For example, "If our skin care product does not make your face look 10 years younger in 30-days or less, we’ll give you a 110% refund!"3. Great marketing offers quantitative proof of why a product or service is better than the competition. Bad marketing just says, "we are the best." For examples of how to show proof that your product is better than the competition, your marketing should make statements that you can prove such as, your widget lasts 3.7 times longer, it costs 27% less, our company offers a 90-day 100% money-back guarantee while our competitors offer no guarantee
    of Journalism which offers diplomas and post graduate diplomas in writing. Many areas of writing are covered by both colleges and it is advisable that you enroll in one of these courses to sharpen your talents and take advantage of the opportunities that go with studying them.

    In case you do not feel like enrolling in writing courses for any reason then all is not lost. There are vast resources on the internet and elsewhere which you can resort to for learning about writing. You may read various essays on writing on the internet written by experienced writers. There are many of these and it’s only a matter of knowing how and where to find them. There are also books about freelance writing which you may order from book stores or direct from publishers. A visit to your local library may also prove useful in unearthing useful information on writing.

    Once you have embarked on writing you need to keep a notebook or journal to record wild ideas as they come to your mind or while reading various publications. To discover ideas for your writing you need to read widely magazines, newspapers, books, watch television and so on. Give the news and features a second thought, study them critically and ask yourself questions about what is contained in them. Imagine what would have been the situation if the events cited had not happened. Since they have happened how can the situation be made better? What are the effects of those events? Think more about them. Dream and take notes.

    WRITING YOUR PIECE

    Now comes the hard part putting your ideas in black and white. This part may be difficult depending on your circumstances. You could be having so many ideas that you are overwhelmed by the sheer volume of information you have collected. You are stuck with stacks of sheets of information you have jotted down that you do not know where to begin. Alternatively you could be having only a few ideas to fit only one page and do not know where to find information to write the rest of your book or article.

    These are dilemmas that face writers at various points in time perhaps they reflect lack of tact in handling theirs work. As a writer you need to do proper planning to avoid any of those two scenarios you need to have researched your market first before even researching the subject.

    This brings us to the issue of markets study. You need to study the audience to know what their requirements are. In the case of articles, you should study the writers/submission guidelines and a few issues of the publications to know your markets well. Many publications have writers/submission guidelines on their web pages. Next you need to be familiar with the style guidelines. These are more or less the same as the writers guidelines but may include issues such as spelling, punctuation and other aspects of grammar.

    It is important that you read their style guides to avoid you articles being rejected. In case you do not know where to find them then it is advisable to write to the editors for copies. Alternatively you may be find some in libraries and bookstores.

    As important as the study of the market is the research on the topic you want to write about. Write down all ideas you have on the topic as they come to mind without editing them. Turn them upside down to come up with fresh ideas. Then decide on the angle and slant of your article.

    The above exercise would have generated a lot of material, which may be used as a basis for your story. Then depending on the type of article you are writing you can do extensive research, taking notes as you carry on. The research could be on the internet, which is a good place to start from or in publications found at the library. You may have to buy some books, which are not locally available or pay for photos from media agencies. Alternatively you may use the services of hired researchers or research agencies. A good source of research documents is the British Library, which can for a small fee send you photocopies of requested material anywhere in the world. The US Library of congress has a similar service. You may also search for experts in your local directory who may provide you with useful information. In sum there is limitless scope for research and only you may decide on the limit based on the requirements of the article.

    Next, you should organize the ideas and information from the research into a concise and coherent order. This is the planning face where you decide the structure and format of your article, choose what is relevant and would advance the goal and spirit of your article. Select ideas from the research information and not word for word copying. Be careful lest you be accused of plagiarism of other people’s work or infringing on their copyrights. Write several drafts until the complete article has taken the shape and tone you want, check on the spelling, punctuation and other aspects of grammar and style in each draft to achieve a well polished article. It is not a bad idea if you seek a second opinion from your peers before preparing the final draft. There are thousand of writing communities on the internet which may assist you in that regard.

    After writing the final draft type it and send it to the responsible editor of the publication.

    The Contents

    What goes into making a successful article? Well the answers could be varied depending on the scope and nature of the article. I believe there can be no standard way of writing an article. However, we can at least agree on some universal principles of what constitutes a good article.

    First, any article must be captivating to its intended readership or audience. Readers must be glued to it and have the thirst to read it on until the end. They will read it twice, thrice and even more or keep it as a souvenir for days and years to come. This is the ideal article and if yours can reach that level then the better.

    Your article must offer useful information, which the reader may use to his benefit or at least enlighten him on important issues. If it is a story it will give the reader temporary relief or inspiration on a particular issue. It will make him dream or be filled with imagination, which will give him a sense of relaxation. In brief it will entertain him.

    How will you achieve all that? By organizing the article in a logical and structured order. You will use words to convey ideas precisely; you will say what you mean and mean what you say. Choose the right words to convey the intended message. You swear not to use incomprehensible metaphors and jargon and if you do then you are certain that they are at the level that your audience is readily familiar with. Use the right similes and aphorisms. Be concise in your use of language, make the sentences and paragraphs flow smoothly with similar ideas aptly grouped and flowing in a logical and pleasant order. Paragraphs are short and measured.

    All that is not easy to achieve with the stroke of a pen and you will have to do much learning and imagination to attain that level. Hopefully there is an easy path to that objective. This is through constant reading especially of fiction books since they are a great resource of imaginative ideas and are models of language use.

    Read them regularly and take a few notes down. Do not stop with fiction books but do also read magazines, newspapers and other non-fiction works. See what other successful writers have done and follows the principles behind their writing success.

    Let’s now look at the how part of writing. An article contains three main parts that is introduction, the body and the conclusion. The introduction may be said to be the most important part of the article. This is not to underrate the other two parts or to say that we can have an article without the other parts.

    We wish rather to show its significance in interesting your readers to want to read the article. This is exemplified with the first opening paragraph popularly known as the leader or lead paragraph. It is a strong paragraph which aptly summarized the theme of the article. It will mostly likely be one sentence but no harm if it is split into two or three sentences.

    The body of the article follows next after the introduction and is

    Affordable Web Site Marketing Plans and Strategies
    Possibly one of the biggest mistakes Website owners make is to invest the majority of their budget into the development of their Website while leaving only a small percentage of the budget to actually market the site. Does this make any sense? When developing your e-commerce business plan remember to include reasonable marketing costs within your budget. The scale and type of marketing required to market your site is relative to your type of business. For example, if your business is seasonal then your marketing requirements might be different than if you operate a year-round business. And if your product is orientated towards teens your marketing requirements will certainly be different than if you are selling pharmaceutical or medical products. Considerations for Your Website Marketing Plan Reasonable Internet marketing costs for small businesses could range from $2000 to $10,000. Medium sized businesses are easily investing $25,000 or more per year into their online marketing. While there is no magic formula to calculate exactly how much you should spend on Internet marketing it is important to realize that some forms of marketing are more effective than others. But no matter what type of marketing you do, if you do not plan and manage it well then it may result in a lower return on your investment.Below are several factors to consider when developing your marketing plan and budget.1. Who is your target customer? Are you targeting teens, doctors, parents, wives or husbands? This will help you determine which type of Websites or portals to direct your advertising.2. What are your goals? Do you want to increase sales, increase brand awareness, or sign members to your newsletter? Knowing your goals could help you with the development of your keyword phrases, ad copy, and landing pages. And may also help to decide what specific type of marketing would be the most cost effective.3. Is your business seasonal or year-round? If your business is seasonal then you may want to focus more of your budget on pay-per-click and behavioral targeted advertising. If your business is year-round then focusing your budget on search engine optimization might be a priority.Below are several effective Website marketing methods. When developing a marketing campaign one or many of these methods could be considered. A. Pay-Per-Click
    various points in time perhaps they reflect lack of tact in handling theirs work. As a writer you need to do proper planning to avoid any of those two scenarios you need to have researched your market first before even researching the subject.

    This brings us to the issue of markets study. You need to study the audience to know what their requirements are. In the case of articles, you should study the writers/submission guidelines and a few issues of the publications to know your markets well. Many publications have writers/submission guidelines on their web pages. Next you need to be familiar with the style guidelines. These are more or less the same as the writers guidelines but may include issues such as spelling, punctuation and other aspects of grammar.

    It is important that you read their style guides to avoid you articles being rejected. In case you do not know where to find them then it is advisable to write to the editors for copies. Alternatively you may be find some in libraries and bookstores.

    As important as the study of the market is the research on the topic you want to write about. Write down all ideas you have on the topic as they come to mind without editing them. Turn them upside down to come up with fresh ideas. Then decide on the angle and slant of your article.

    The above exercise would have generated a lot of material, which may be used as a basis for your story. Then depending on the type of article you are writing you can do extensive research, taking notes as you carry on. The research could be on the internet, which is a good place to start from or in publications found at the library. You may have to buy some books, which are not locally available or pay for photos from media agencies. Alternatively you may use the services of hired researchers or research agencies. A good source of research documents is the British Library, which can for a small fee send you photocopies of requested material anywhere in the world. The US Library of congress has a similar service. You may also search for experts in your local directory who may provide you with useful information. In sum there is limitless scope for research and only you may decide on the limit based on the requirements of the article.

    Next, you should organize the ideas and information from the research into a concise and coherent order. This is the planning face where you decide the structure and format of your article, choose what is relevant and would advance the goal and spirit of your article. Select ideas from the research information and not word for word copying. Be careful lest you be accused of plagiarism of other people’s work or infringing on their copyrights. Write several drafts until the complete article has taken the shape and tone you want, check on the spelling, punctuation and other aspects of grammar and style in each draft to achieve a well polished article. It is not a bad idea if you seek a second opinion from your peers before preparing the final draft. There are thousand of writing communities on the internet which may assist you in that regard.

    After writing the final draft type it and send it to the responsible editor of the publication.

    The Contents

    What goes into making a successful article? Well the answers could be varied depending on the scope and nature of the article. I believe there can be no standard way of writing an article. However, we can at least agree on some universal principles of what constitutes a good article.

    First, any article must be captivating to its intended readership or audience. Readers must be glued to it and have the thirst to read it on until the end. They will read it twice, thrice and even more or keep it as a souvenir for days and years to come. This is the ideal article and if yours can reach that level then the better.

    Your article must offer useful information, which the reader may use to his benefit or at least enlighten him on important issues. If it is a story it will give the reader temporary relief or inspiration on a particular issue. It will make him dream or be filled with imagination, which will give him a sense of relaxation. In brief it will entertain him.

    How will you achieve all that? By organizing the article in a logical and structured order. You will use words to convey ideas precisely; you will say what you mean and mean what you say. Choose the right words to convey the intended message. You swear not to use incomprehensible metaphors and jargon and if you do then you are certain that they are at the level that your audience is readily familiar with. Use the right similes and aphorisms. Be concise in your use of language, make the sentences and paragraphs flow smoothly with similar ideas aptly grouped and flowing in a logical and pleasant order. Paragraphs are short and measured.

    All that is not easy to achieve with the stroke of a pen and you will have to do much learning and imagination to attain that level. Hopefully there is an easy path to that objective. This is through constant reading especially of fiction books since they are a great resource of imaginative ideas and are models of language use.

    Read them regularly and take a few notes down. Do not stop with fiction books but do also read magazines, newspapers and other non-fiction works. See what other successful writers have done and follows the principles behind their writing success.

    Let’s now look at the how part of writing. An article contains three main parts that is introduction, the body and the conclusion. The introduction may be said to be the most important part of the article. This is not to underrate the other two parts or to say that we can have an article without the other parts.

    We wish rather to show its significance in interesting your readers to want to read the article. This is exemplified with the first opening paragraph popularly known as the leader or lead paragraph. It is a strong paragraph which aptly summarized the theme of the article. It will mostly likely be one sentence but no harm if it is split into two or three sentences.

    The body of the article follows next after the introduction and is

    Idaho Refinance Loans – Refinancing to Achieve Financial Goals
    Idaho is a wonderful state to live in because the cost of living is so low. According to the U.S. Census Bureau, the cost of living in Idaho is the second lowest of the Western states. Housing costs are also moderate, even in major cities like Boise, Idaho Falls, and Lewiston. This makes it much easier for those in Idaho to plan and attain their financial goals. Even so, everyone struggles at some point in their life. If you need to free up some cash, an Idaho refinance loan may be exactly what you need.Why Refinance?Refinancing isn't always the right course of action, but it can provide significant financial benefits to the right homeowner. An Idaho refinance loan could help you get a better interest rate, resulting in lower payments. Lower payments mean that you have more cash to use in other places.Types of Refinance LoansIf you are unable to get a lower interest rate, there are still several Idaho refinance loan options that can help you lower your monthly payment. One of the most popular involves interest only refinancing. With this type of loan, you are only required to pay the interest on your loan, not the principle. You can also get special Idaho refinance loans that start out with reduced or delayed payments.Using a Refinance to Achieve Your GoalsIf refinancing is your answer to freeing up extra cash, you will want to make sure that any money you save is invested wisely. The easiest way to do this is by setting well defined short term and long term goals. When you know exactly what it is you wish to achieve financially, you have a better chance of success.
    your local directory who may provide you with useful information. In sum there is limitless scope for research and only you may decide on the limit based on the requirements of the article.

    Next, you should organize the ideas and information from the research into a concise and coherent order. This is the planning face where you decide the structure and format of your article, choose what is relevant and would advance the goal and spirit of your article. Select ideas from the research information and not word for word copying. Be careful lest you be accused of plagiarism of other people’s work or infringing on their copyrights. Write several drafts until the complete article has taken the shape and tone you want, check on the spelling, punctuation and other aspects of grammar and style in each draft to achieve a well polished article. It is not a bad idea if you seek a second opinion from your peers before preparing the final draft. There are thousand of writing communities on the internet which may assist you in that regard.

    After writing the final draft type it and send it to the responsible editor of the publication.

    The Contents

    What goes into making a successful article? Well the answers could be varied depending on the scope and nature of the article. I believe there can be no standard way of writing an article. However, we can at least agree on some universal principles of what constitutes a good article.

    First, any article must be captivating to its intended readership or audience. Readers must be glued to it and have the thirst to read it on until the end. They will read it twice, thrice and even more or keep it as a souvenir for days and years to come. This is the ideal article and if yours can reach that level then the better.

    Your article must offer useful information, which the reader may use to his benefit or at least enlighten him on important issues. If it is a story it will give the reader temporary relief or inspiration on a particular issue. It will make him dream or be filled with imagination, which will give him a sense of relaxation. In brief it will entertain him.

    How will you achieve all that? By organizing the article in a logical and structured order. You will use words to convey ideas precisely; you will say what you mean and mean what you say. Choose the right words to convey the intended message. You swear not to use incomprehensible metaphors and jargon and if you do then you are certain that they are at the level that your audience is readily familiar with. Use the right similes and aphorisms. Be concise in your use of language, make the sentences and paragraphs flow smoothly with similar ideas aptly grouped and flowing in a logical and pleasant order. Paragraphs are short and measured.

    All that is not easy to achieve with the stroke of a pen and you will have to do much learning and imagination to attain that level. Hopefully there is an easy path to that objective. This is through constant reading especially of fiction books since they are a great resource of imaginative ideas and are models of language use.

    Read them regularly and take a few notes down. Do not stop with fiction books but do also read magazines, newspapers and other non-fiction works. See what other successful writers have done and follows the principles behind their writing success.

    Let’s now look at the how part of writing. An article contains three main parts that is introduction, the body and the conclusion. The introduction may be said to be the most important part of the article. This is not to underrate the other two parts or to say that we can have an article without the other parts.

    We wish rather to show its significance in interesting your readers to want to read the article. This is exemplified with the first opening paragraph popularly known as the leader or lead paragraph. It is a strong paragraph which aptly summarized the theme of the article. It will mostly likely be one sentence but no harm if it is split into two or three sentences.

    The body of the article follows next after the introduction and is

    6 MORE Reasons To Be An Infopreneur
    In another article about becoming an Internet Infopreneur, I shared five reasons for why you should consider creating and selling information products online. Just in case those are not enough, here are another six juicy benefits every infopreneur enjoys - and you can too.6. Can be set to run hands-off.Don't you wish you could be lying on a beach, sipping pina coladas, while your business chugs along raking in millions?Well, maybe you won't be carrying the green stuff to your bank in sacks. But fully automated income streams running completely on auto-pilot with zero effort on your part are a 'dream come true' for many infopreneurs - including me.Don't get me wrong. I don't mean all you have to do is wish for it, and checks magically starts appearing in your mailbox.No. You'll need to put in some effort first. Hard work, maybe. But once it's done, you'll enjoy the fruits of your labor for a long time - even many years.7. Scalable - you can take it as high as you want.Looking to make a few hundred dollars more every month? You can do it.Want to replace your day job, and make a full-time income from your infopreneuring? That's possible too. A bit harder, but not very.Do you plan on building your own information empire online, creating a huge fortune based on your infopreneuring? It is well within your reach. Just know you'll have to do things better, in a more structured, organized, systematic way to achieve this goal.Your ambition as an infopreneur is only limited by your imagination!8. No time limitations. Grow your business as fast or slow as you like.Tired of punching a clock, turning up at the office 'on time', running on a treadmill that's ever moving faster - yet going nowhere!Infopreneuring can be your salvation. You work a schedule determined by yourself, depending upon the targets and aims you define for your enterprise. Big or small, short term or long, there's a method you'll find optimal and suitable for your work as an infopreneur.9. No geographic restrictions.All you need is a computer with an Internet connection. It does not matter where in the world you live. Or where you travel. Or how often you do.As long as you have access to a computer and a way to get hooked to the Internet, you can conduct your infopreneur operations unfettered. Indeed, within a short time, you'll learn to set things up so that you won't even ne
    on, which will give him a sense of relaxation. In brief it will entertain him.

    How will you achieve all that? By organizing the article in a logical and structured order. You will use words to convey ideas precisely; you will say what you mean and mean what you say. Choose the right words to convey the intended message. You swear not to use incomprehensible metaphors and jargon and if you do then you are certain that they are at the level that your audience is readily familiar with. Use the right similes and aphorisms. Be concise in your use of language, make the sentences and paragraphs flow smoothly with similar ideas aptly grouped and flowing in a logical and pleasant order. Paragraphs are short and measured.

    All that is not easy to achieve with the stroke of a pen and you will have to do much learning and imagination to attain that level. Hopefully there is an easy path to that objective. This is through constant reading especially of fiction books since they are a great resource of imaginative ideas and are models of language use.

    Read them regularly and take a few notes down. Do not stop with fiction books but do also read magazines, newspapers and other non-fiction works. See what other successful writers have done and follows the principles behind their writing success.

    Let’s now look at the how part of writing. An article contains three main parts that is introduction, the body and the conclusion. The introduction may be said to be the most important part of the article. This is not to underrate the other two parts or to say that we can have an article without the other parts.

    We wish rather to show its significance in interesting your readers to want to read the article. This is exemplified with the first opening paragraph popularly known as the leader or lead paragraph. It is a strong paragraph which aptly summarized the theme of the article. It will mostly likely be one sentence but no harm if it is split into two or three sentences.

    The body of the article follows next after the introduction and is divided into many paragraphs depending on the length of the article. The main theme of the article is developed here. Arguments and counter-arguments are made. Facts are spilled. Comments are made. Analysis is done. Without the body you have no successful article or no article at all. Your credibility as a writer will be judged on how you successfully handled the writing of the body. You readers will have no regrets of having gone past the introduction and entering the body. If they find it satisfactorily written, suspense overcomes them until they reach the conclusion.

    To conclude the article, the writer ingeniously in a few sentences summarizes the theme of the article. He does not recapitulate the facts cited in the body but gives the reader the sequel of the story. It all requires creativity to write a good conclusion that leaves the readers with good memories of your article. The conclusion does not leave questions lingering the minds of your readers but gives a final word on the theme. In matters which are full of uncertainty the writer speculates on the most likely outcome.

    Marketing Your Work

    Here comes the most important part. You have taken days or weeks collecting information, gathering ideas, writing and polishing your article and it is high time you gained from your sweat.

    There are several approaches to selling your article. Each has its own advantages but most experts are unanimous that querying is the better option. This is simply because it is inexpensive and you get value for what you work for even if after a long time. It is hassle-free and while not without its disappointments, it is relatively less painful if you receive a rejection.

    Querying is the first thing you should do after you have formed a strong idea on the theme of your article. Check publications directories and on the internet for addresses of editors responsible for accepting freelance writers' work and then write to them addressing them by their names and titles.

    A query is a one page or so letter to a named editor of a publication asking for an opportunity to contribute an article for publication. It contains a brief summary of the main theme of the article, it’s suggested length, when you are likely to deliver it if you are commissioned to write it, the likely benefits the readers will derive from the article and why you are the right person to write the article.

    You should put a lot of imagination in writing the query letter as this is your best opportunity to convince the editor of your ability to deliver on your promises. If you have a good resume attach it or mention briefly relevant contents which makes you stand out as the most suitable to write the article. Editors prefer experienced writers to novices and if you have what it takes then say so. Otherwise if you are a beginner avoid saying so but include a few samples tailored to the publications readers taste. If you will use special or exclusive sources of information then don’t forget to mention that in your query.

    How many times should one query per article? As many times as is practicable, just so long as you are able to deliver on your promises taking into consideration time constraints. In fact for your writing business to be viable you need to send many queries to ensure that your potential earnings will be able to sustain you in your career. However you should be wary of a situation where you receive several acceptances on the same theme and you send exact replicas of the article. Try to give a different spin and change the wording to suit different publications. Take work according to your ability and capacity.

    The other alternative to marketing your work is to write articles for mass audiences imagining their needs and tastes and submitting to various publications. You target several publications in one category which you feel will be most suitable to accept the theme of your article. You may also copy your article from your disk or computer and paste on virtual publishing communities websites or email your article to various editors. This is a quick and cheap way of making multiple submissions of your articles.

    We have mentioned virtual publishing communities websites and I feel we should explain briefly what they are. These are websites which accept articles or work form writers and sell to various publications and pay you a modest fee. They are a good starting point for the beginner as they provide quick results of seeing your work published. To be frank it is difficult to win writing assignments without some writing experience or proof that you are a published writer. Such websites give you an easy way of proving yourself and also earning something from your work.

    However, these type of websites may have their own pitfalls such as going out of business before you get paid or profiting from your work and giving you little in return. A consoling fact is that you still retain your copyright and you can sell your articles to other publications. Please regard these websites as sources of additional income and not the ultimate markets for your writing work.

    How do you know which publications accept work from freelance writers or even the names and addresses of magazines and newspapers editors? There are several ways to do that and we shall mention a few here. A good reference for finding freelance writing markets is the annual Writers Markets. This contains names and addresses publications which accept freelance work. You may order it from Amazon.com or you can check if there is a copy at your local library. On the web, you can use search engines such as Google.com to search for markets by using keywords such as “newspapers and magazines”. You will be surprised by the sheer volume of links that are available which you can browse slowly to look for the categories you want. You will find thousands of publications whether classified by country, subject or readership.

    Dealing With Rejections

    While doing your marketing you will experience some difficulties such as some publications which have gone out of circulation or editors who do not respond but more often you will receive many polite rejections. Some editors may give you suggestions they wish you to consider before accepting your proposal.

    All in all we have to accept that rejections are a fact of life and we will have to live with them but you will be a lot wiser if you study the reasons for your rejections to enable you improve your future queries and submissions thus increasing your chances of getting acceptances. While some editors may not be interested in the theme you are proposing others would have been dissatisfied with your level of experience to handle the articles you are proposing to write. It could also be that the publication has received a similar query from another writer or has plans to write a similar piece using their staff writers. Probably they have published an article on the same theme recently and they feel they have exhaustively covered the subject and unless you have something new or refreshing they are not accepting any proposals for now.

    Read what they write to you and learn from their reasons. Do not be discouraged but send more queries to other publications. Choose popular themes for articles and add more value in them such as statistics, photographs, expert comments and an objective assessment of the issues. With time and patience you will ultimately succeed.

    Organizing Yourself

    As you carry on with your writing you need to organize yourself to successfully take advantage of opportunities as they come along and to ensure that you do not fail to beat deadlines. There are basic necessities such as stationery including files for clippings manuscripts and photographs. You need to keep track of your articles to know where they were published, when and follow up payments. You may need to draw up contracts, type up your articles, post or email them.

    Prepare and follow a work plan to enable you succeed in researching and writing articles. Deal with one assignment first before you go to the next. Dedicate as much time as possible to writing si

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