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    Even though the use of personal checks as dwindled, check fraud is on the rise. Checks are no longer the primary method of payment. Many Americans are now using other methods of payment such as credit or debit cards, bank draft, and online banking. Despite the availability of th
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    k fraud is on the rise. Checks are no longer the primary method of payment. Many Americans are now using other methods of payment such as credit or debit cards, bank draft, and online banking. Despite the availability of t
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    raft, and online banking. Despite the availability of these other forms of payments, lots of Americans still depend on personal checks to pay their bills.

    There are new laws enacted to help combat check fraud. A good example of this is the Check 21 Act. The Check 21 Act al

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