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  • Will You Add? - Campaign 2008 - Occasional Commentary

    Five Reasons Podcasting Might Be Right For Your Home-based Business
    Podcasting has been called the wave of the future. The truth, however, is that podcasting is the here-and-now and is rapidly gaining momentum across the world. There are podcasts available for just about any topic you can think of from cooking to video games to religion. As of February 2006, a Google search for the term “podcast” returns over 205,000,000 results. The amazing reality of this is that it is still, in effect, an untapped market that will continue its growth in the years to come.Podcasting can have many uses for the home-based business owner. It can be useful not only advertise, but to also communicate your business message. Below are 5 tips on how to use podcasts to benefit your business:1. Reach your niche market – Depending on your product, podcasting can be the perfect way to reach new groups of people in your market. Believe it or not, there are people out there looking for the product you provide
    he present circumstances. On the issue of healthcare reform, she will argue that her instincts were right (i.e., almost 50 million Americans are presently uninsured, health costs are rising faster than inflation, and the employer-centered model now in place is eroding) and that she now has workable models from reform efforts in California, Vermont, Massachusetts, etc., along with lessons learned from her past e
    Latent Semantic Indexing - What Exactly Is It?
    In my work as an author, I have become very interested lately in Latent Semantic Indexing, or LSI. The big to-do about Google's latest damage to websites and rankings has prompted me to take a look at what they are doing. Anyone with any expectations for their articles and web copy knows that Google's ranking algorithms change constantly, and this causes a great deal of frustration and concern, especially to those attempting to make a living on the internet.LSI is simply a system, based on the vector space model of document classification, that brings relevancy to an article. One of the biggest advantages of LSI is that it is a strictly mathematical approach, with no insight into the meaning of the documents or of the words it analyzes. Because of the scope of this article, I will leave that to your personal research.For the layman, relevancy is simple to explain. Let us say you have a website on dog training.
    This piece of occasional commentary on the 2008 campaign focuses on the race for the Democratic Party’s nomination for President. At this time, polling shows Senator Hillary Clinton with a narrowing lead. The narrowing lead reasonably reflects that she is the favorite but that the potential exists for someone else to win the nomination.

    My assessment of the leading candidates follows:

    Senator Hillary Clinton:

    She is currently suffering somewhat on account of her vote to authorize the war in Iraq. Her base feels that she voted "wrong" on this issue. To date, she has chosen not to appease them with any apologies for her vote. While such a course can be risky in the near-term, she can later use her unapologetic stance to highlight her capacity to provide strong, principled leadership. A lack of differentiation from the other candidates and a sense of “staleness” in which she is an “old” political face at a time when the nation is increasingly searching for a “fresh” one are also dogging her campaign. However, her candidacy is not doomed.

    First, the odds she faces are less formidable than those her husband faced in 1992. Then, issues concerning marital infidelity and allegations that he strategically pursued graduate education to avoid the Vietnam draft loomed large over his campaign.

    Second, there is ample time for her to differentiate herself. If she can demonstrate that she possesses experience, strong leadership skills, clear positions on the major issues, and a capacity to listen to the people she will gain votes. On the Iraq war, she will assert that her current positions are realistic given the present circumstances. On the issue of healthcare reform, she will argue that her instincts were right (i.e., almost 50 million Americans are presently uninsured, health costs are rising faster than inflation, and the employer-centered model now in place is eroding) and that she now has workable models from reform efforts in California, Vermont, Massachusetts, etc., along with lessons learned from her past ef

    Accounting - Tax Deductible Medical and Dental Expenses
    An itemized deduction falls under one of the following categories: Medical and dental expenses, taxes paid, interest, gifts and charity, casualty and theft losses, expenses and miscellaneous deductions. Taxpayers who wish to claim medical and dental expenses must use the itemize deduction option and present documented evidence to substantiate the amount being claim. The itemized deduction option gives the taxpayers a larger total deduction. However, the deduction must not exceed one-half of the taxpayer's adjusted gross income, but in order to qualify, the total expenses claimed must exceed 7.5 per cent of the taxpayer's adjusted gross income.Qualified medical and dental expenses are deductible for yourself, your spouse and dependents, including anyone you claim as a dependent under a multiple support agreement, but the agreement allows for only one of the people involved to claim the deduction. Expenses paid for a ch
    lary Clinton:

    She is currently suffering somewhat on account of her vote to authorize the war in Iraq. Her base feels that she voted "wrong" on this issue. To date, she has chosen not to appease them with any apologies for her vote. While such a course can be risky in the near-term, she can later use her unapologetic stance to highlight her capacity to provide strong, principled leadership. A lack of differentiation from the other candidates and a sense of “staleness” in which she is an “old” political face at a time when the nation is increasingly searching for a “fresh” one are also dogging her campaign. However, her candidacy is not doomed.

    First, the odds she faces are less formidable than those her husband faced in 1992. Then, issues concerning marital infidelity and allegations that he strategically pursued graduate education to avoid the Vietnam draft loomed large over his campaign.

    Second, there is ample time for her to differentiate herself. If she can demonstrate that she possesses experience, strong leadership skills, clear positions on the major issues, and a capacity to listen to the people she will gain votes. On the Iraq war, she will assert that her current positions are realistic given the present circumstances. On the issue of healthcare reform, she will argue that her instincts were right (i.e., almost 50 million Americans are presently uninsured, health costs are rising faster than inflation, and the employer-centered model now in place is eroding) and that she now has workable models from reform efforts in California, Vermont, Massachusetts, etc., along with lessons learned from her past e

    Guide to Project Management
    A project is an assignment or task taken up to achieve a specific goal. The development and introduction of new services or of a management information system are instances of a project. A project is different from the continuous or day-to-day processes of a company. It is confined within cost, time, and quality constraints. As a consequence to it a special team of expertise is appointed to manage a project.Project management as the name suggests is all about nurturing or handling a project. This is done with the aid of requisite knowledge about the project, skills and techniques to complete the project within fixed tenure and resources. Project management involves step-by-step procedure along with a prudent approach towards the project.At first the concerned organization prepares an outline of the project. This includes knowing and writing down what the project is all about, the cost involved in the project, the a
    ifferentiation from the other candidates and a sense of “staleness” in which she is an “old” political face at a time when the nation is increasingly searching for a “fresh” one are also dogging her campaign. However, her candidacy is not doomed.

    First, the odds she faces are less formidable than those her husband faced in 1992. Then, issues concerning marital infidelity and allegations that he strategically pursued graduate education to avoid the Vietnam draft loomed large over his campaign.

    Second, there is ample time for her to differentiate herself. If she can demonstrate that she possesses experience, strong leadership skills, clear positions on the major issues, and a capacity to listen to the people she will gain votes. On the Iraq war, she will assert that her current positions are realistic given the present circumstances. On the issue of healthcare reform, she will argue that her instincts were right (i.e., almost 50 million Americans are presently uninsured, health costs are rising faster than inflation, and the employer-centered model now in place is eroding) and that she now has workable models from reform efforts in California, Vermont, Massachusetts, etc., along with lessons learned from her past e

    What Is An Amortization Schedule?
    An amortization schedule is a tool that can help you to know just how much you are paying for your home. These are provided to a home buyer when he is signing his paperwork in the final stages of purchasing a home. Yet, they are useful tools before this as well. In fact, if you request them from the mortgage lender that you are considering purchasing a home for, you will be able to get one.On the web, you can use a tool called an amortization calculator to produce an amortization schedule as well. This will help you in a number of ways. First, you will be able to see just what your monthly payment will be for the home. Can you afford it? In many cases, individuals can use this tool to find out how much of a home they can afford as well. You can raise or lower the amount that you punch in.Nevertheless, there is much more on the amortization schedule to consider as well. One of the key factors is that you will be t
    ly pursued graduate education to avoid the Vietnam draft loomed large over his campaign.

    Second, there is ample time for her to differentiate herself. If she can demonstrate that she possesses experience, strong leadership skills, clear positions on the major issues, and a capacity to listen to the people she will gain votes. On the Iraq war, she will assert that her current positions are realistic given the present circumstances. On the issue of healthcare reform, she will argue that her instincts were right (i.e., almost 50 million Americans are presently uninsured, health costs are rising faster than inflation, and the employer-centered model now in place is eroding) and that she now has workable models from reform efforts in California, Vermont, Massachusetts, etc., along with lessons learned from her past e

    Adjustable Rate Mortgage Loans
    An effective tool used by home buyers, ARM or Adjustable Rate Mortgages, offers a lower interest rate at the beginning of the loan and the risk of a hike in rates is shared by the borrower and lender.ARM, is ideal if you are certain about rising income expectations and short-term home ownership. There are four basic aspects. One is that the initial interest rate is fixed 1-3 percentage points lower than fixed rate mortgages. Second there is what is known as adjustment interval, when after the initial period has elapsed the rate is modified in keeping with prevalent rates. Third, an index against which lenders can measure the difference between the interest earned on the loan and what would be earned in actuality in other investments. And, fourth, the component added by the lender to the index, usually 1.5-2.5 percent.An ARM has in addition, safeguards like interest rate caps. This limits the amount of interest rate
    he present circumstances. On the issue of healthcare reform, she will argue that her instincts were right (i.e., almost 50 million Americans are presently uninsured, health costs are rising faster than inflation, and the employer-centered model now in place is eroding) and that she now has workable models from reform efforts in California, Vermont, Massachusetts, etc., along with lessons learned from her past effort to do a better job on an important issue. Her past approach to health care reform might did not sell very well to the general public, but it wasn't unpopular with the Democratic Party. Her immediate task is winning the Democratic Party's nomination, so her overall effort toward that end won’t hurt her.

    Third, she has the financial resources to mount a vigorous campaign. Money will make it possible for her to reach prospective supporters on a nationwide basis. Fourth, she has access to her husband, President Bill Clinton. Political/ideological differences many might have with respect to his policies notwithstanding, he offers access to a wealth of experience and contacts that others don't have. As a result, she will have the political contacts to put together strong campaign and policy teams.

    All said, she probably has the best odds of winning the nomination, but those odds are only a little better than those of Senator Obama. She will not score a decisive victory in the primary process. The race for the nomination will likely be fairly close and extended.

    Senator Barack Obama:

    Senator Obama is widely perceived as a "fresh face" in national politics and has run a campaign that has emphasized inclusiveness. He is perhaps the most charismatic leader in the Democratic Party's current field of candidates. Those attributes have contributed to his raising nearly as much money as Senator Clinton. A strong start in the primaries could allow him to eclipse Senator Clinton in his fundraising.

    His inclusiveness could be an especially powerful attribute at a time when the nation is deeply and severely

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