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    Dealing with Difficult Employees
    It is not surprising that there would be times when conflict is built into the very fabric of your organization. If not dealt with right away, conflicts can create severed relationships and could suck out the time, energy, and productivity of even the best employees.In order the deal with this, managers should deal with it on a positive light. Conflict can also be a catalyst that sets the stage for needed changes. Although there is no such this as dealing with conflicts perfectly, but there are ways that you can utilize in solving conflicts.Talk to the people involved. Deal with the conflict directly instead of talking about it. It may be uncomfortable or disappointing at first, but it would cut down on mind-reading and the hostility that can occur if not dealt directly.Solve the problem immediately. Evading from conflict would not erased the problem at all. It would instead create guilt of not being able to deal with them in the first place. Turning away from conflict would only sap energy and time from you, as well as affecting morale. Deal with the problem as soon as it appears.Follow through the solution. Develop communication that focuses on solving problems that would brew right after dealing with a previous conflict. Do not be stuck in proving a conviction for past mistakes. Remember that problems should be dealt with results, not enemies seeking revenge.Deal problems according to issues. Be assertive to your solution, but at the same time affirm the rights of others to have different opinions, values, and priorities. Do not take disagreements personal and attack back, as it would only make conflicts worse. Focus on mutual problem-solving, not name-calling.Accept criticism, but be resistant. There will come a point that you would push for certain changes in your company, and not all of the people would agree. Do not attempt to threaten, silence, or avoid criticisms of change. It would only increase the likeliness that even the most necessary of changes would become sabotaged. By being resistant, your company build clarity of focus and action. If criticism continues even after dealing with the problem, then it’s probably time to reflect on what you may have done wrong.Treat your people equally. It is best not to put labels on your employees, such as “
    ince the storm is estimated to have been moving at 13 mph (21 km/h), the diameter of the storm's hurricane winds was estimated very roughly to be 234 miles (376 km). At least 10 inches (250 mm) of rain was dropped over the entire island. Official reports stated that "several hundred thousand" people were left homeless, and property damages were estimated at $50 million 1928 US dollars.

    The eye of the hurricane passed just south of Grand Bahama as a strong Category 4 hurricane, again causing very heavy damage. Unlike Puerto Rico, authorities in the Bahamas were aware of the hurricane's passage well ahead of time, and preparations minimized the loss of life in the islands.

    In south Florida at least 2,500 were killed when storm surge from Lake Okeechobee breached the dike surrounding the lake, flooding an area covering hundreds of squ

    Mobile Home Refinancing Loans
    Getting a mobile home refinancing loan means swapping an existing mortgage for a new mortgage, probably with better rates of interest and better repayment terms. Typically, one should go in for a mobile home refinancing loan if the current rate of interest has dipped by more than 2% than what exists on the running mortgage. The basic purpose of a mobile home refinancing loan is to lock in a lower rate of interest and save a tidy sum on the overall mortgage payments.However, there are many considerations before applying for refinancing. The first question to be asked is whether there will still be some savings after paying all the refinancing charges. While refinancing a loan, the charges to be paid are points, document preparation charges, tax service charges, appraisal charges and lender’s charges. Points may prove very burdensome, as they may be 1 or 2% of the entire mortgage value. Another point to be considered is whether there are any prepayment penalties on the existing mortgage. There may also be closing fees, which may increase the cost of the loan, and the owner may have to pay more than the savings.It must be noted that a mobile home refinancing loan is different from a mobile home equity loan. In a refinancing loan, the owner exchanges the original mortgage with a new one, while in an equity loan, the owner takes a new mortgage on the equity built up over the period of time. A refinancing loan is a new first mortgage, while an equity loan is a second mortgage.All lenders follow almost the same procedures to disburse a home refinancing loan. The preliminary step would be to conduct a new appraisal of the property. The amount of the refinancing loan would be different from that of the original mortgage, as it would take the appreciation into account. The new rates of interest would be applied, and clever mortgage takers would lock in that rate of interest for the remainder of the loan tenure. There is less paperwork involved, as most of it is the same as that done while taking the loan initially.People with bad credit records and delayed payments on their mobile home mortgages find it difficult to get their loans refinanced. However, a refinanced loan is a prudent way of reducing monthly bills as well as a hefty sum on the overall mortgage on the mobile home.
    10. Hurricane San Ciriaco 1899

    Hurricane San Ciriaco, also known as the 1899 Puerto Rico Hurricane, San Ciriaco Hurricane, or 1899 Hurricane San Ciriaco, was an intense and long-lived Atlantic Cape Verde-type hurricane which crossed Puerto Rico over the two day period August 8 to August 9, 1899, causing many deaths from the flooding.

    It kept tropical storm strength or higher for 28 days, which makes it the longest duration Atlantic hurricane on record and the second-longest anywhere in the world.

    The tropical storm that later ravaged Puerto Rico developed on August 3 in the tropical Atlantic. It moved in a west-northwest direction, becoming a hurricane on the 5th. As it neared the northern Lesser Antilles, it strengthened into a major hurricane, bringing heavy winds to Dominica, St. Kitts, and Guadeloupe on the 7th. It continued to intensify to its peak of 150 mph before hitting southeast Puerto Rico on the 8th. It crossed the island in an east-southeast to west-northwest direction, causing maximum wind speeds between 110 and 140 mph throughout. After it passed Puerto Rico, it brushed northern Dominican Republic as a Category 3 hurricane, but passed north enough to not cause major damage.

    It passed through the Bahamas, retaining its strength as it moved slowly northward. After drifting northeastward, the hurricane turned northwestward, hitting the Outer Banks on August 17. It drifted northeastward over the state, re-emerging into the Atlantic on the 19th. It continued eastward, where it became extra-tropical on the 22nd. The extra-tropical cyclone turned southeastward where, on August 26, it became a tropical storm again. Like most of the rest of its lifetime, it drifted, first to the northwest then to the east. It strengthened as it moved eastward, and on September 3, as it was moving through the Azores, it again became a hurricane. The intensification didn't last long, and the hurricane became extra-tropical for good on the 4th. It dissipated that day while racing across the northeastern Atlantic. Estimates of people killed range from 3,100 to 3,400, with millions of dollars in crop damage in Puerto Rico. North Carolina fared a little better, but still had considerable tobacco and corn damage from the longevity of the strong winds and rain, making this hurricane the 10th deadliest in history.

    9. 1928 Okeechobee Hurricane

    The Okeechobee Hurricane or Hurricane San Felipe Segundo was a deadly hurricane that struck the Leeward Islands, Puerto Rico, the Bahamas, and Florida in September 1928.

    It was the first recorded hurricane to reach Category 5 status and as of 2006, it remains the only recorded hurricane to strike Puerto Rico at Category 5 strength. The hurricane caused devastation throughout its path, as many as 1,200 people were killed in Guadeloupe, Puerto Rico struck directly by the storm at peak strength, killed at least 300 and leaving hundreds of thousands homeless. The 160 mph (260 km/h) wind measurement from Puerto Rico was taken by a cup anemometer in San Juan, 30 miles (50 km) north of the storm's center, which measured 160 mph (260 km/h) sustained winds three hours before the peak wind speed was reached; however, the instrument was destroyed soon after and could not be calibrated. The hurricane was also extremely large as it crossed Puerto Rico. Hurricane-force winds were measured in Guayama for 18 hours; since the storm is estimated to have been moving at 13 mph (21 km/h), the diameter of the storm's hurricane winds was estimated very roughly to be 234 miles (376 km). At least 10 inches (250 mm) of rain was dropped over the entire island. Official reports stated that "several hundred thousand" people were left homeless, and property damages were estimated at $50 million 1928 US dollars.

    The eye of the hurricane passed just south of Grand Bahama as a strong Category 4 hurricane, again causing very heavy damage. Unlike Puerto Rico, authorities in the Bahamas were aware of the hurricane's passage well ahead of time, and preparations minimized the loss of life in the islands.

    In south Florida at least 2,500 were killed when storm surge from Lake Okeechobee breached the dike surrounding the lake, flooding an area covering hundreds of squa

    Warren Buffet: Wisdom from the World's Richest Investor
    In light of the dominant mindset overshadowing the market these days, a breath of fresh air might be welcome. This month, we're devoting this space to wisdom from Warren Buffett, the world's richest investor. Buffett is a renowned value investor who follows Benjamin Graham's timeworn principles, a standard not unlike our own focus. Alas, in times like these, value investing has fallen out of favor; a sad situation, as these times are ideal for value hunters. Buffett writes prolifically every year in his company's annual report, and provides tidbits of long-lasting wisdom. Here are some excerpts that may help bring perspective to today's investor:"2000. We purchased several companies whose earnings will almost certainly decline from peaks they reached in 1999 and 2000. The declines make no difference to us, given that we expect all of our businesses to now and then have ups and downs. (Only in the sales presentations of investments banks do earnings move forever upward.) We don't care about the bumps; what matters are the overall results. But the decisions of other people are sometimes affected by the near term outlook, which can both spur sellers and temper the enthusiasm of purchasers who might otherwise compete with us.1990. The term "earnings" has a precise ring to it. And when an earnings figure is accompanied by an unqualified auditor's certificate, a na?ve reader might think it comparable in certitude to pi, calculated to dozens of decimal places. In reality, however, earnings can be as pliable as putty when a charlatan heads the company reporting them. Eventually truth will surface, but in the meantime a lot of money can change hands. Indeed, some important American fortunes have been created by the monetization of accounting mirages. Funny business in accounting is not new. For connoisseurs of chicanery, I have anunpublished satire on accounting practices written by Ben Graham in 1936. Alas, excesses similar to those he then lampooned have many times since found their way into the financial statements of major American corporations and been duly certified by big-name auditors. Clearly, investors must always keep their guard up and use accounting numbers as a beginning, not an end, in their attempts to calculate true "economic earnings" accruing to them.2001. Two years ago, reporting on 1999, I sai
    ued to intensify to its peak of 150 mph before hitting southeast Puerto Rico on the 8th. It crossed the island in an east-southeast to west-northwest direction, causing maximum wind speeds between 110 and 140 mph throughout. After it passed Puerto Rico, it brushed northern Dominican Republic as a Category 3 hurricane, but passed north enough to not cause major damage.

    It passed through the Bahamas, retaining its strength as it moved slowly northward. After drifting northeastward, the hurricane turned northwestward, hitting the Outer Banks on August 17. It drifted northeastward over the state, re-emerging into the Atlantic on the 19th. It continued eastward, where it became extra-tropical on the 22nd. The extra-tropical cyclone turned southeastward where, on August 26, it became a tropical storm again. Like most of the rest of its lifetime, it drifted, first to the northwest then to the east. It strengthened as it moved eastward, and on September 3, as it was moving through the Azores, it again became a hurricane. The intensification didn't last long, and the hurricane became extra-tropical for good on the 4th. It dissipated that day while racing across the northeastern Atlantic. Estimates of people killed range from 3,100 to 3,400, with millions of dollars in crop damage in Puerto Rico. North Carolina fared a little better, but still had considerable tobacco and corn damage from the longevity of the strong winds and rain, making this hurricane the 10th deadliest in history.

    9. 1928 Okeechobee Hurricane

    The Okeechobee Hurricane or Hurricane San Felipe Segundo was a deadly hurricane that struck the Leeward Islands, Puerto Rico, the Bahamas, and Florida in September 1928.

    It was the first recorded hurricane to reach Category 5 status and as of 2006, it remains the only recorded hurricane to strike Puerto Rico at Category 5 strength. The hurricane caused devastation throughout its path, as many as 1,200 people were killed in Guadeloupe, Puerto Rico struck directly by the storm at peak strength, killed at least 300 and leaving hundreds of thousands homeless. The 160 mph (260 km/h) wind measurement from Puerto Rico was taken by a cup anemometer in San Juan, 30 miles (50 km) north of the storm's center, which measured 160 mph (260 km/h) sustained winds three hours before the peak wind speed was reached; however, the instrument was destroyed soon after and could not be calibrated. The hurricane was also extremely large as it crossed Puerto Rico. Hurricane-force winds were measured in Guayama for 18 hours; since the storm is estimated to have been moving at 13 mph (21 km/h), the diameter of the storm's hurricane winds was estimated very roughly to be 234 miles (376 km). At least 10 inches (250 mm) of rain was dropped over the entire island. Official reports stated that "several hundred thousand" people were left homeless, and property damages were estimated at $50 million 1928 US dollars.

    The eye of the hurricane passed just south of Grand Bahama as a strong Category 4 hurricane, again causing very heavy damage. Unlike Puerto Rico, authorities in the Bahamas were aware of the hurricane's passage well ahead of time, and preparations minimized the loss of life in the islands.

    In south Florida at least 2,500 were killed when storm surge from Lake Okeechobee breached the dike surrounding the lake, flooding an area covering hundreds of squ

    LG Shine - Get Gorgeous!
    In this era of designer mobiles, we have seen many handsets that claim to give its competitors a run for their money, but not many survive the competition for long. LG Shine s is an exception. The mobile that is launched after the phenomenal success of LG chocolate not only reaffirms LG's credibility of designing excellence, but also sets a new benchmark for others to follow.LG Shine truly epitomizes what fashion, beauty and attraction is all about. Wrapped in an impeccable stainless steel casing, the LG shine give a sensuous smooth feel to its exterior, but also exudes sophistication. Plus, it also makes the LG shine quite robust and sturdy as opposed to other plastic mobiles. The handset has a clean minimalistic design and the gorgeous slider mechanism is very smooth.But what gives LG Shine its name, is the external screen. The highly reflective screen just acts like a mirror, where you can see every specification of your face. So, for ladies who want to look as good as the handset, LG shine does really extend some help. Adding further class to the LG shine is its well defined keypad. The experience is more enhanced when the keypad emit blue lights from between themselves, when being used.Apart from great looks, LG Shine also offers enhanced functionalities. The handset comes with good imaging experience, sound quality and smooth connectivity. LG shine is empowered with 2 Megapixels camera along with auto focus, flash and zoom in feature. There are also host of features to customize, edit, store and download more pictures in the handset. Moreover, LG shine empowers you can listen to music on MP3, ACC, ACC+ etc.LG shine has tri-band GSM network for seamless connectivity. It has an internet browser in built in it, and bluetooth for data transfer.Thus, if you desire fashion and style, LG shine should be the phone worth a check.LG Shine
    , it drifted, first to the northwest then to the east. It strengthened as it moved eastward, and on September 3, as it was moving through the Azores, it again became a hurricane. The intensification didn't last long, and the hurricane became extra-tropical for good on the 4th. It dissipated that day while racing across the northeastern Atlantic. Estimates of people killed range from 3,100 to 3,400, with millions of dollars in crop damage in Puerto Rico. North Carolina fared a little better, but still had considerable tobacco and corn damage from the longevity of the strong winds and rain, making this hurricane the 10th deadliest in history.

    9. 1928 Okeechobee Hurricane

    The Okeechobee Hurricane or Hurricane San Felipe Segundo was a deadly hurricane that struck the Leeward Islands, Puerto Rico, the Bahamas, and Florida in September 1928.

    It was the first recorded hurricane to reach Category 5 status and as of 2006, it remains the only recorded hurricane to strike Puerto Rico at Category 5 strength. The hurricane caused devastation throughout its path, as many as 1,200 people were killed in Guadeloupe, Puerto Rico struck directly by the storm at peak strength, killed at least 300 and leaving hundreds of thousands homeless. The 160 mph (260 km/h) wind measurement from Puerto Rico was taken by a cup anemometer in San Juan, 30 miles (50 km) north of the storm's center, which measured 160 mph (260 km/h) sustained winds three hours before the peak wind speed was reached; however, the instrument was destroyed soon after and could not be calibrated. The hurricane was also extremely large as it crossed Puerto Rico. Hurricane-force winds were measured in Guayama for 18 hours; since the storm is estimated to have been moving at 13 mph (21 km/h), the diameter of the storm's hurricane winds was estimated very roughly to be 234 miles (376 km). At least 10 inches (250 mm) of rain was dropped over the entire island. Official reports stated that "several hundred thousand" people were left homeless, and property damages were estimated at $50 million 1928 US dollars.

    The eye of the hurricane passed just south of Grand Bahama as a strong Category 4 hurricane, again causing very heavy damage. Unlike Puerto Rico, authorities in the Bahamas were aware of the hurricane's passage well ahead of time, and preparations minimized the loss of life in the islands.

    In south Florida at least 2,500 were killed when storm surge from Lake Okeechobee breached the dike surrounding the lake, flooding an area covering hundreds of squ

    Business Opportunity Laws and Multi Level Marketing
    In a way an MLM or Multi Level Marketing company is similar to a business opportunity, however generally the way the operate is much different. Of course an MLM marketer is a self-employed individual who is buying into a business opportunity. In many ways MLMs fly under the radar in many states due to the amount of buy in?Many Multi Level Companies have very low buy in costs to join, $100 to $350 or something and you might buy a "Starter Kit" of sample products, but they are not for resale. It seems such MLM easy to get into business are passed off as risk free money wise. Indeed the costs are low, but it is the time investment that is the killer. MLMs are not easy and those who start out do not make very much of anything until they have a whole bunch of people, who have a whole bunch of people under them. All of whom are all buying products from themselves for them selves and selling a few other products on the side or using them in their businesses. IE Hair Salon puts the products on their retail shelf, because the lady in it, also owns the salon.There sure is a lot of controversy over MLM companies out there isn’t there. You hear the good, the bad and the ugly, perhaps like anything in life. If you choose an MLM company as your next business then you should study up on them and know the differences between them and the straight business opportunity models. Think on this in 2006.
    28.

    It was the first recorded hurricane to reach Category 5 status and as of 2006, it remains the only recorded hurricane to strike Puerto Rico at Category 5 strength. The hurricane caused devastation throughout its path, as many as 1,200 people were killed in Guadeloupe, Puerto Rico struck directly by the storm at peak strength, killed at least 300 and leaving hundreds of thousands homeless. The 160 mph (260 km/h) wind measurement from Puerto Rico was taken by a cup anemometer in San Juan, 30 miles (50 km) north of the storm's center, which measured 160 mph (260 km/h) sustained winds three hours before the peak wind speed was reached; however, the instrument was destroyed soon after and could not be calibrated. The hurricane was also extremely large as it crossed Puerto Rico. Hurricane-force winds were measured in Guayama for 18 hours; since the storm is estimated to have been moving at 13 mph (21 km/h), the diameter of the storm's hurricane winds was estimated very roughly to be 234 miles (376 km). At least 10 inches (250 mm) of rain was dropped over the entire island. Official reports stated that "several hundred thousand" people were left homeless, and property damages were estimated at $50 million 1928 US dollars.

    The eye of the hurricane passed just south of Grand Bahama as a strong Category 4 hurricane, again causing very heavy damage. Unlike Puerto Rico, authorities in the Bahamas were aware of the hurricane's passage well ahead of time, and preparations minimized the loss of life in the islands.

    In south Florida at least 2,500 were killed when storm surge from Lake Okeechobee breached the dike surrounding the lake, flooding an area covering hundreds of squ

    Create and Sell Your Own Info Products on eBay
    If you are looking for the perfect eBay business you have found it. For good reason, information products are among the hottest categories right now on eBay. There are hundreds of eBay sellers currently making a full time living just selling information products. Here's why you need to be one of them.You can run your business from anywhere…You can set your eBay auctions to begin and end any time that you want. After your auction ends, your customer pays and the product is automatically delivered to them by instant download. It's truly "automatic income". You no longer need to "surf the net" to make an income, now you can make money while "surfing the waves".Unlimited product to sell…The hardest part of selling on eBay is coming up with a unique physical product that people are interested in buying. Many times you are at the mercy of a drophsipper, or bulk wholesaler to fulfill your orders. With your own information product you now have an unlimited amount of products to sell.You can avoid the dreaded USPS…Digital items are delivered electronically and automatically. You will no longer have to stand in long lines, (remember the Christmas rush), or rely on the USPS for your livelihood.You have no competition…When you create your own information product you will have a unique item that no one else will be selling on eBay. When people want your item, they must purchase it from you. The first rule of business is to "Eliminate the Competition".Unlimited backend sales…Once someone buys a product from you and likes what you offer, they are much more likely to purchase additional items as well. A single customer can be worth many hundreds of dollars over a lifetime and you will be able to create complimentary products to sell them on the backend. Sell them a "bass fishing" book and follow it up with a "fly tying" book, sell a "fitness book" and follow it up with a "healthy recipe" book. The opportunities are endless.Creating and selling your own information products is an effective way to build a lucrative business on eBay. Research "how to write an e-book", "publishing your own e-book" and "public domain books" for further information.
    ince the storm is estimated to have been moving at 13 mph (21 km/h), the diameter of the storm's hurricane winds was estimated very roughly to be 234 miles (376 km). At least 10 inches (250 mm) of rain was dropped over the entire island. Official reports stated that "several hundred thousand" people were left homeless, and property damages were estimated at $50 million 1928 US dollars.

    The eye of the hurricane passed just south of Grand Bahama as a strong Category 4 hurricane, again causing very heavy damage. Unlike Puerto Rico, authorities in the Bahamas were aware of the hurricane's passage well ahead of time, and preparations minimized the loss of life in the islands.

    In south Florida at least 2,500 were killed when storm surge from Lake Okeechobee breached the dike surrounding the lake, flooding an area covering hundreds of square miles. Coastal damage in Florida near the point of landfall was catastrophic. Miami, well south of the point of landfall, escaped with very little damage; Hollywood and Fort Lauderdale suffered only slight damages. Northward, from Pompano Beach to Jupiter, buildings suffered serious damage from the heavy winds and 10 ft (3 meter) storm surge, which was heaviest in the vicinity of Palm Beach; total coastal damages were estimated as "several million" dollars. Because of the well-issued hurricane warnings, residents were prepared for the storm, and the loss of life in the coastal Palm Beach area was only 26.

    Inland, the hurricane wreaked much more widespread destruction along the more heavily populated coast of Lake Okeechobee. Residents had been warned to evacuate the low ground earlier in the day, but the hurricane did not arrive on schedule so people returned to their homes. The worst of the storm crossed the lake with winds measured on the ground at around 140 mph (225 km/h) — the south-blowing wind caused a storm surge to overflow the small dike that had been built at the south end of the lake. The resulting flood covered an area of hundreds of square miles with water in some places over 20 ft (6 m) deep. Houses floated off of their foundations and destroyed hitting any obstacle they encountered. Most survivors and bodies were washed out into the Everglades where many of the bodies were never found. As the rear eye wall passed over the area, the flood reversed itself, breaking the dikes along the northern coast of the lake and causing a similar but smaller flood.

    Floodwaters persisted for several weeks, impeding attempts to clean up the devastation. Burial services were quickly overwhelmed, and many of the bodies were placed into mass graves. The Red Cross estimated the number of fatalities as 1,836, which was taken as the official count by the National Weather Service for many years; older sources usually list 3,411 as the total count of fatalities, including the Caribbean. However, in 2003 this was revised as "at least" 2,500, making the Okeechobee hurricane 9th deadliest hurricane. In total, the hurricane killed at least 4,075 people and caused around $100 million 1928 US dollars in damages over the course of its path.

    8. Newfoundland Hurricane of 1775

    A letter from New Bern, North Carolina recounted, "We had a violent hurricane…which has done a vast deal of damage here, at the Bar, and at Matamuskeet, near 150 lives being lost at the Bar, and 15 in one neighborhood at Matamuskeet."

    The Newfoundland Hurricane of 1775 is also known as the Independence Hurricane. It was a hurricane that hit Newfoundland in September of 1775 and is believed to have killed at least 4,000 people.

    A storm struck the eastern coast of Newfoundland on September 9, 1775. It is uncertain if this storm was the remnants of the hurricane that had crossed the Outer Banks over a week earlier; if so, it was probably extra tropical by this time.

    Newfoundland’s fisheries "received a very severe stroke from the violence of the wind, which almost swept everything before it," the colonial governor Richard Duff wrote shortly after it struck. "A considerable number of boats, with their crews, have been totally lost, several vessels wrecked on the shores," he said. Ocean levels rose to heights "scarcely ever known before" and caused great devastation,

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