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  • Will You Add? - The Roth IRA: Never Pay Taxes On Retirement Savings Again

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    think of one exception where the 401(k) may be better. If your employer matches your contributions, you probably want to contri
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    The Roth IRA is the simplest, easiest, most effective tax-free savings plan imaginable. Not only do your earnings accrue on a tax-free basis, but withdrawals are free of taxes as well.

    If you're confused about the myriad of retirement plans that you have to choose from, let me make it easy for you. The Roth IRA is probably going to be your best bet, hands down. It's more flexible than a 401(k) or a traditional IRA and it will probably allow you to accumulate more money for retirement.

    I can think of one exception where the 401(k) may be better. If your employer matches your contributions, you probably want to contrib

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    ax-free basis, but withdrawals are free of taxes as well.

    If you're confused about the myriad of retirement plans that you have to choose from, let me make it easy for you. The Roth IRA is probably going to be your best bet, hands down. It's more flexible than a 401(k) or a traditional IRA and it will probably allow you to accumulate more money for retirement.

    I can think of one exception where the 401(k) may be better. If your employer matches your contributions, you probably want to contri

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    u have to choose from, let me make it easy for you. The Roth IRA is probably going to be your best bet, hands down. It's more flexible than a 401(k) or a traditional IRA and it will probably allow you to accumulate more money for retirement.

    I can think of one exception where the 401(k) may be better. If your employer matches your contributions, you probably want to contri

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    lexible than a 401(k) or a traditional IRA and it will probably allow you to accumulate more money for retirement.

    I can think of one exception where the 401(k) may be better. If your employer matches your contributions, you probably want to contri

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    think of one exception where the 401(k) may be better. If your employer matches your contributions, you probably want to contribute to a 401(k). But contribute to it only to the point that your employer matches your contribution. Beyond that, put your money in a Roth IRA. And even if your employer matches your 401(k) contribution, it is usually the case that you have to stay with the company for a certain number of years before you actually own your account. If you don't plan to be there that long, then opt for the Roth IRA.

    Maximum Contributions

    For 2005, the contribution limit to a Roth IRA is $4,000 if you'

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