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  • Will You Add? - Whose Hand is in Your Pocket

    In Division There is Opportunity
    Unless companies adopt an holistic approach to security that focuses on building and fostering a culture of honesty and integrity, GAP’s will appear in their defenses and in their ability to perform their mission of selling their products and services. Once GAP’s are exposed, they can be exploited for the personal gain of the individual(s) exposing them. Once this occurs, the only question remaining will be; can you cope with the crisis being caused and to what extent is "damage control" required. Insurium has the solution www.insurium.comIn order, to adequately protect your corporate assets (People, Property, Income and Reputation), companies need to understand what they are exposed to. This requires a corporate understanding that integrates business and technological perspectives. When we speak of risks associated with assets, we need to evaluate all risks and incorporate these risks
    d me if such an offer was for real!

    Typically, the thieves collecting the information are not the ones who use it. Your personal information is often sold to others who are expert in hiding their trail after wrecking your finances. It's hard to tell whose hand is in your pocket and who's spending your money.

    Here are some stats on this subject from CFO-IT magazine:

    ID Theft by Fraud Type

    32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related

    8% - Gov'm

    Are You a Netpreneur
    Who is a netprenuer? Actually the word netpreneur brings images to mind of a young geek. A person in his early twenties who has the courage to break the conventional rules to build up an online business from scratch is our netpreneur. There was a time when netpreneurs were thought to be some kind of mythical creatures. They came from nowhere and made millions in the market. And that image is still itched out into the minds of many but to be honest these are just images. The reality is very different.The majority of netpreneur are still young but they are not some kind of eccentric genius. Anyone can be a netprenuer these days. That is the result of easy access to internet and the desire of people to take some risk and start their own online business venture. Netpreneurs are like any other entrepreneurs. The only difference is that netpreneur as the name suggests is a special class of e
    How to Avoid Identity Theft and What to do If You're a Victim

    It's time to stop talking about identity theft and do something to protect yourself.

    My bank just sent a new set of Visa cards with the explanation that hackers had compromised a retailer where I had used the card, ergo - new cards.

    Doesn't sound too bad, does it? What it means is that I now have to contact all of my "automatic" payment vendors and give them the new number. We were lucky that we didn't get any financial damage on the way through.

    A close relative told me this week about her experience in trying to clean up behind an identity thief who tried to open several different cell phone accounts and some other monkey business.

    A attorney friend tells me it took him almost eight years to clean up after someone stole his identity and wrecked his credit.

    How does this ID theft work? Bad guys get your name, social security number, or credit card number and start charging purchases or opening lines of credit.

    Some of these thieves get info from your mail box, but there are easier ways for the more sophisticated. Phishing is on the rise, and this isn't the kind of fishing where you use a rod and reel. Instead, these illigitimate Phishers lure unsuspecting email recipients into giving up their personal info by making them think you're working with a bona fide agent of a company with whom they normally do business.

    "Pretexting" is just as phony as thieves pretend to conduct surveys or other seemingly official reasons to get information from you.

    My e-mail brings me five or more phishing lures every day - eBay, CitiBank, utility companies, and so on. I also receive more than twenty emails every day telling me of some joker in Nigeria or Netherlands who has come into millions of dollars that they'll share with me if I send them my bank account information to help them smuggle this cash out of their country.

    The sad part is that some people bite these lures and lose a lot. A young friend from Eastern Europe recently asked me if such an offer was for real!

    Typically, the thieves collecting the information are not the ones who use it. Your personal information is often sold to others who are expert in hiding their trail after wrecking your finances. It's hard to tell whose hand is in your pocket and who's spending your money.

    Here are some stats on this subject from CFO-IT magazine:

    ID Theft by Fraud Type

    32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related

    8% - Gov'mt

    The Perfect Franchise Opportunity: The Factors of the Art Workshop
    Every year, you can expect lists to come out about everything. This year’s top 10 lists include some of the most enlightening revelations about business and the direction business is going. In a recent report, fast food, janitorial services and delivery services seem to be the peak of 2006. How does Rivky’s Art Workshop stand up to those?When you are looking at franchise opportunities, you have to take yourself into account. A major mistake among most new entrepreneurs is the notion that business must be done the way it always has been done. What about your time with your family? What about building your client base into long term, repeat customers who are more like friends than patrons? What about running a business out of your own home?There are trends in the business world and I have a hunch that most of these new trends were started by individuals who never spent one
    ay through.

    A close relative told me this week about her experience in trying to clean up behind an identity thief who tried to open several different cell phone accounts and some other monkey business.

    A attorney friend tells me it took him almost eight years to clean up after someone stole his identity and wrecked his credit.

    How does this ID theft work? Bad guys get your name, social security number, or credit card number and start charging purchases or opening lines of credit.

    Some of these thieves get info from your mail box, but there are easier ways for the more sophisticated. Phishing is on the rise, and this isn't the kind of fishing where you use a rod and reel. Instead, these illigitimate Phishers lure unsuspecting email recipients into giving up their personal info by making them think you're working with a bona fide agent of a company with whom they normally do business.

    "Pretexting" is just as phony as thieves pretend to conduct surveys or other seemingly official reasons to get information from you.

    My e-mail brings me five or more phishing lures every day - eBay, CitiBank, utility companies, and so on. I also receive more than twenty emails every day telling me of some joker in Nigeria or Netherlands who has come into millions of dollars that they'll share with me if I send them my bank account information to help them smuggle this cash out of their country.

    The sad part is that some people bite these lures and lose a lot. A young friend from Eastern Europe recently asked me if such an offer was for real!

    Typically, the thieves collecting the information are not the ones who use it. Your personal information is often sold to others who are expert in hiding their trail after wrecking your finances. It's hard to tell whose hand is in your pocket and who's spending your money.

    Here are some stats on this subject from CFO-IT magazine:

    ID Theft by Fraud Type

    32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related

    8% - Gov'm

    Medical Billing - Troubleshooting Barcoding
    In this installment of medical billing, we're going to examine some common problems that you may run into with one of the more common add-ons to a medical billing package, barcoding. We'll not only examine the problems but give possible causes and solutions to them. Of course each case may be different.One of the most common problems you will run into with barcoding when you're trying to scan or enter a new barcode is that the barcode doesn't take. In the case of trying to enter the barcode, the keys don't seem to be typing anything. In the case of trying to scan a barcode into the system, the scanner doesn't seem to be picking anything up. What should happen is that as you scan the barcode, the barcode itself should appear in the barcode text box and the system should beep. Instead, nothing happens.In both cases, especially if both are happening together, the most common
    hese thieves get info from your mail box, but there are easier ways for the more sophisticated. Phishing is on the rise, and this isn't the kind of fishing where you use a rod and reel. Instead, these illigitimate Phishers lure unsuspecting email recipients into giving up their personal info by making them think you're working with a bona fide agent of a company with whom they normally do business.

    "Pretexting" is just as phony as thieves pretend to conduct surveys or other seemingly official reasons to get information from you.

    My e-mail brings me five or more phishing lures every day - eBay, CitiBank, utility companies, and so on. I also receive more than twenty emails every day telling me of some joker in Nigeria or Netherlands who has come into millions of dollars that they'll share with me if I send them my bank account information to help them smuggle this cash out of their country.

    The sad part is that some people bite these lures and lose a lot. A young friend from Eastern Europe recently asked me if such an offer was for real!

    Typically, the thieves collecting the information are not the ones who use it. Your personal information is often sold to others who are expert in hiding their trail after wrecking your finances. It's hard to tell whose hand is in your pocket and who's spending your money.

    Here are some stats on this subject from CFO-IT magazine:

    ID Theft by Fraud Type

    32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related

    8% - Gov'm

    Starting a New Business? Look Successful From Day One With Executive Office Space
    Expensive? No, it only sounds expensive. Actually executive office space or executive suites are nothing more than generic terms for a type of office space that doesn't require a long-term lease. But it is something you should know about. It can give your new company a successful established image from your first day.Consider this: You will have an office address in a classy building.Your executive office space will be right in the center of a city where the action is.You won't have to buy a single piece of furniture. Executive suites come furnished with everything you need. Executive office space is attractively designed and furnished to provide that all important image of success.Are executive suites really affordable for a new business?Absolutely yes! You minimize your capital outlay by not having t
    et information from you.

    My e-mail brings me five or more phishing lures every day - eBay, CitiBank, utility companies, and so on. I also receive more than twenty emails every day telling me of some joker in Nigeria or Netherlands who has come into millions of dollars that they'll share with me if I send them my bank account information to help them smuggle this cash out of their country.

    The sad part is that some people bite these lures and lose a lot. A young friend from Eastern Europe recently asked me if such an offer was for real!

    Typically, the thieves collecting the information are not the ones who use it. Your personal information is often sold to others who are expert in hiding their trail after wrecking your finances. It's hard to tell whose hand is in your pocket and who's spending your money.

    Here are some stats on this subject from CFO-IT magazine:

    ID Theft by Fraud Type

    32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related

    8% - Gov'm

    Top Ten Oscar Nominees Who Got Their Start on TV
    TV has always been a popular stepping stone on the way to Hollywood stardom. The film industry will always look upon television as the minor leagues, so to speak, a place where talent is harvested, personas invented. As such, the fact that so many Oscar nominees this year got their start in TV is not a surprise. Most acting nominations seemed to come from either former American television actors or foreign actors. This makes the film industry even more like the major leagues. It just plucks t he best talent from around the world and makes it their own.Sitcom stars are even becoming stars. Former singers are becoming stars. It’s an incredible thing. Look at the story of Jennifer Hudson. Jennifer Hudson was a no-name, a contestant on the fourth season of American Idol. She was a great singer, but wasn’t beautiful and was overweight. Though some believe that she should’ve made it further
    d me if such an offer was for real!

    Typically, the thieves collecting the information are not the ones who use it. Your personal information is often sold to others who are expert in hiding their trail after wrecking your finances. It's hard to tell whose hand is in your pocket and who's spending your money.

    Here are some stats on this subject from CFO-IT magazine:

    ID Theft by Fraud Type

    32% - Credit-card Fraud 19% - Phone or utilities 17% - Bank 11% - Employment-related

    8% - Gov'mt documents or benefits

    5% - Loan 19% - Other

    *** What are we going to do about all of this fraud?

    We already have some stiff laws on the books, but only the biggest of criminals are going to be tracked down across international borders. About the only way the law can protect us is to establish secrecy requirements for retailers and others who use our credit card numbers.

    Several agencies have discontinued using social security numbers as identifiers. Be sure to challenge the necessity of giving this information to anyone.

    Some people espouse using cash only. They say to throw away those ATM cards and check books. Don't do business with anyone who won't take cash. The rub is that some companies don't even know how to deal with cash any longer. Have you tried to rent a car or check in a hotel with cash only?

    One recent article told of German grocers installing equipment to read your finger prints to activate charge accounts. Don't leave home without your prints!

    The FTC web site advises the following steps to avoid credit card identity theft:

    1. Sign your cards as soon as they arrive. Others advise us to write "Picture ID Required" on the back of our cards instead of signing them to prevent a thief from knowing just how we sign our name.

    2. Carry your cards separately from your wallet, in a zippered compartment, a business card holder, or another small pouch.

    3. Keep a record of your account numbers, their expiration dates, and the phone number and address of each company in a secure place.

    4. Keep an eye on your card during the transaction, and get it back as quickly as possible.

    5. Void incorrect receipts.

    6. Destroy carbons.

    7. Save receipts to compare with billing statements.

    8. Open bills promptly and reconcile accounts monthly, just as you would your checking account.

    9. Report any questionable charges promptly and in writing to the card issuer.

    10. Notify card companies in advance of a change in address.

    *** How do we

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