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Will You Add? - Secrets of Successful Couplepreneurs(tm)
Whether you're new to the mortgage business or been sitting on the sidelines for a while, this is a great time to get involved and jump-start your mortgage business.The U.S. housing market is still encouragingly active...thirty year interest rates although fluctuating are still below 7.00%...home equity interest rates have risen enough to force many folks to refinance and eliminate the higher rate line of credit...and, over 21 trillion dollars in adjustable-rate mortgages are ripe for conversion in the months ahead, to other mortgage products.Here's what you need to do:1. Make a list. Yes...you need to make a list of everyone you know. You've heard this before...the moneys in the list...and it's absolutely true. Make sure that you have their address, phone number, and email address if possible, plus and any other information you may have about them.2. Send a personal lett
1. Have a shared, clear vision of your ideal business and relationship with an integrated plan to have both.
To be successful as Couplepreneurs requires planning a life-with a vision that includes personal and relationship goals as well as business goals. If b
Credit cards can be very advantageous to the smart consumer who uses them wisely by giving you credit to buy what you need without having the needed up-front cash, and letting you make payments over time. But if you are not mindful of the terms of credit cards, there can be dangers of credit cards. If you do not watch your budget and charge without having the ability to make monthly payments, money problems can result which can affect you emotionally and physically. If you do not make gains in paying off your principle balance, the credit card can take a long time to pay off. You can be paying for a purchase you may not even use anymore for years.If you are unable to pay your bills, you may find yourself filing bankruptcy which can affect your financial future for years, leaving you unable to obtain future credit, affecting job prospects, and causing higher car insurance premiums.
What are "Couplepreneurs"? This term describes any two persons living together in a committed relationship and also running a business together. Couplepreneurship is a growing phenomenon for several reasons, including: corporate downsizing; more women entering the workforce; early retirees looking for another venture; and technology that allows a small business to become a viable option for earning a family income.
Being partners at home and in business is not only doubly challenging, but exponentially more complicated than being partners in only one of these endeavors. So, for couples finding some bumps traveling the Couplepreneur road, Couplepreneurs who want more from either their personal or business partnership; and those considering embarking on the Couplepreneur adventure here are some tips. The following "secrets" have been gathered from my own experiences owning several businesses with my husband; extensive research, coaching Couplepreneurs, and interviewing several other successful Couplepreneurs.
1. Have a shared, clear vision of your ideal business and relationship with an integrated plan to have both.
To be successful as Couplepreneurs requires planning a life-with a vision that includes personal and relationship goals as well as business goals. If bo
Had a good discussion with a few analysts (financial) and accounting on the question around differences between Restatement and Recertification of results - what are they, what is the difference etc.?1. Restatement: It will effectively rewite a company's books. Dr. Min Wu of New York Univ of Business has a great paper on Review of earnings restatement. Here are some highlights:a) Restatements typically occur when a company, often in consultation with its auditors or the SEC, determines that the company's financial statements contained either "errors" resulting from "mathematical mistakes, oversight, or misuse of facts at the time the financial statements were originally prepared," or "accounting irregularities.” The dissertation focuses on these types of restatements. In reality, it can be hard to distinguish between intentional misstatements and misinter
Being partners at home and in business is not only doubly challenging, but exponentially more complicated than being partners in only one of these endeavors. So, for couples finding some bumps traveling the Couplepreneur road, Couplepreneurs who want more from either their personal or business partnership; and those considering embarking on the Couplepreneur adventure here are some tips. The following "secrets" have been gathered from my own experiences owning several businesses with my husband; extensive research, coaching Couplepreneurs, and interviewing several other successful Couplepreneurs.
1. Have a shared, clear vision of your ideal business and relationship with an integrated plan to have both.
To be successful as Couplepreneurs requires planning a life-with a vision that includes personal and relationship goals as well as business goals. If b
Rochester is a great place to have a home. If you are looking to buy a home or apartment, Rochester has several qualities that are important for a living situation. The city is in Olmsted County, Minnesota and has an estimated population of 97,191, making it Minnesota's third-largest city. It is best known as the home of the Mayo Clinic. It is good to know different things about the city you are interested in buying apartments for. One of the great things about this city is that Rochester was founded by George Head in 1854. Originally from Rochester, New York, Head had settled in Waukesha, Wisconsin before moving west to Minnesota. He named his new settlement after his New York hometown. In 1857 Rochester was named the Olmsted County seat. Rochester was a stagecoach stop for travelers who journeyed between Saint Paul, Minnesota, and Dubuque, Iowa. When the railroad came to town in the 1860s, it
1. Have a shared, clear vision of your ideal business and relationship with an integrated plan to have both.
To be successful as Couplepreneurs requires planning a life-with a vision that includes personal and relationship goals as well as business goals. If b
The annual review and analysis of corporate filings for public companies in full swing. Almost invariably, this scrutiny brings with it an outcry concerning the exorbitant levels of executive compensation and the lack of a direct relationship between what some executives made and the financial performance of their companies. In addition to articles that highlight some of the more there are typically investigative reports that identify illegal, or at best, highly questionable activities. Given the propensity of the public and investors to recoil at the issue of excessive executive compensation, it’s no wonder that these two groups have put considerable pressure on regulators to control and/or reduce executive in recent years.Market-Driven With recent regulations and structural changes as the baseline, this raises the question of what the future holds. In trying to answer this question
1. Have a shared, clear vision of your ideal business and relationship with an integrated plan to have both.
To be successful as Couplepreneurs requires planning a life-with a vision that includes personal and relationship goals as well as business goals. If b
WHY HIRE AN ACCOUNT ASSISTANT?When you first started your business, you probably did your own accounting; and that worked out fine. You were short on spendable capital and doing most of the necessary chores yourself was the only way to get started. But eventually, you got to a point where you really needed to concentrate on the income-producing aspects of your business and hire others to tend to the details.Recognizing when this point occurs is the first major challenge for the entrepreneur. Many will pass it right by, believing the only way to keep track of their company is by doing all the accounting for it themselves. This is an easy trap to which almost everyone is susceptible. Don’t feel bad if it happened to you, just rectify it!Think about what your time is worth. For example, as a lawyer, you could command in excess of $300 per hour. Does it really make sense for
1. Have a shared, clear vision of your ideal business and relationship with an integrated plan to have both.
To be successful as Couplepreneurs requires planning a life-with a vision that includes personal and relationship goals as well as business goals. If both partners are not going in the same direction toward common goals, they will grow apart. Idealistically, partners will always be on the same wavelength. Realistically, they may start out with different goals and desires related to the business, and/or as the business and family circumstances change, their dreams may diverge. Successful couplepreneurs look for creative alternatives that honor both partner's visions.
2. Respect each others' values.
Since values are the principles and beliefs that guide decisions, attitudes and behaviors; partners' values must be acceptable to each other. If partners are forced to act contrary to their core values frustration and struggle will ensue. Assumedly partners have similar values since they are a couple sharing a life. However, when partners team up in business they may become aware of some aspects of their partner's value system of which they were previously unaware. Values about money, commitment, work ethic, integrity, authority and responsibility may become much more significant when sharing both personal and business lives. Successful couplepreneurs honor each others' values at home and in
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