s they will have learned a lot about the circumstances surrounding the claim and should be well qualified to make a professional decision.

Liaising with Claimants – after deciding on the outcome and level of the claim they are also responsible for communicating with the claimant to let them now the outcome of their claim and how to proceed.

Liaising with Insurer – throughout the whole process the loss adjuster will be reporting on their findings to the company providing the insurance for which they may be an employee.

Organising Settlement – the process ends with the settlement being paid the claimant. A loss adjuster

If you are thinking of applying for a Loss Adjuster Job it’s important to understand what the job entails. We’ve compiled the twelve steps that an insurance professional would go through in a typical case.

Receive Instructions on Insurance – prior to starting any work on a case a loss adjuster would investigate the policy which is being claimed on. Understanding what is and isn’t included in the policy, what exemptions are in place and all the details of the cover. As a loss adjuster you would become an expert in understanding the small print of all insurance documents.

Visit Scene of Loss – the next stage of the process is to visit the scene of the loss. Typically this might be visiting a house which has been burgled or damaged by fire but will vary depending on what has been insured. The claimant can be either private individuals or larger companies, but loss adjuster tend to specialise both by industry or often they type of claim they investigate.

Survey Damage– when they are at the scene of the loss it is the role of the adjuster to survey the damage and extent of the claim. They have to keep their own records and often are able to provide the insurer with preliminary findings on the cost of the claim.

Minimizing Further Damage – it’s also the duty of the loss adjuster to make sure steps are in place to ensure that no further claimable damages occur. Using the example of a house break in they would guarantee that broken windows are fixed or lock are changed etc.

Valuation Reports – here the adjuster needs to work out either individual or with expert valuers the cost of the claim, so that the insurance company is able to know what to pay the claimant. This is the one area of loss adjusting which requires the most experience and training.

Study Authority Reports – with many claims there is often associated reports from the authorities whether it be the police, the fire brigade or other agencies. By making use of these documents they are better able to ascertain whether the claim is legitimate.

Carryout own investigation – often is might be necessary for the loss adjuster to carry out further investigations. They may carry these out individually or rely on suitably qualified contractors.

Other Resources – there might be other information that the loss adjuster might require in order to fully assess any claim, this might include CCTV footage possessed by companies or anything else that may shed light on the claim.

Is there Fraud – the decision whether the claim is fraudulent falls with the loss adjuster, via their investigations they will have learned a lot about the circumstances surrounding the claim and should be well qualified to make a professional decision.

Liaising with Claimants – after deciding on the outcome and level of the claim they are also responsible for communicating with the claimant to let them now the outcome of their claim and how to proceed.

Liaising with Insurer – throughout the whole process the loss adjuster will be reporting on their findings to the company providing the insurance for which they may be an employee.

Organising Settlement – the process ends with the settlement being paid the claimant. A loss adjuster

e of the loss. Typically this might be visiting a house which has been burgled or damaged by fire but will vary depending on what has been insured. The claimant can be either private individuals or larger companies, but loss adjuster tend to specialise both by industry or often they type of claim they investigate.

Survey Damage– when they are at the scene of the loss it is the role of the adjuster to survey the damage and extent of the claim. They have to keep their own records and often are able to provide the insurer with preliminary findings on the cost of the claim.

Minimizing Further Damage – it’s also the duty of the loss adjuster to make sure steps are in place to ensure that no further claimable damages occur. Using the example of a house break in they would guarantee that broken windows are fixed or lock are changed etc.

Valuation Reports – here the adjuster needs to work out either individual or with expert valuers the cost of the claim, so that the insurance company is able to know what to pay the claimant. This is the one area of loss adjusting which requires the most experience and training.

Study Authority Reports – with many claims there is often associated reports from the authorities whether it be the police, the fire brigade or other agencies. By making use of these documents they are better able to ascertain whether the claim is legitimate.

Carryout own investigation – often is might be necessary for the loss adjuster to carry out further investigations. They may carry these out individually or rely on suitably qualified contractors.

Other Resources – there might be other information that the loss adjuster might require in order to fully assess any claim, this might include CCTV footage possessed by companies or anything else that may shed light on the claim.

Is there Fraud – the decision whether the claim is fraudulent falls with the loss adjuster, via their investigations they will have learned a lot about the circumstances surrounding the claim and should be well qualified to make a professional decision.

Liaising with Claimants – after deciding on the outcome and level of the claim they are also responsible for communicating with the claimant to let them now the outcome of their claim and how to proceed.

Liaising with Insurer – throughout the whole process the loss adjuster will be reporting on their findings to the company providing the insurance for which they may be an employee.

Organising Settlement – the process ends with the settlement being paid the claimant. A loss adjuster

ake sure steps are in place to ensure that no further claimable damages occur. Using the example of a house break in they would guarantee that broken windows are fixed or lock are changed etc.

Valuation Reports – here the adjuster needs to work out either individual or with expert valuers the cost of the claim, so that the insurance company is able to know what to pay the claimant. This is the one area of loss adjusting which requires the most experience and training.

Study Authority Reports – with many claims there is often associated reports from the authorities whether it be the police, the fire brigade or other agencies. By making use of these documents they are better able to ascertain whether the claim is legitimate.

Carryout own investigation – often is might be necessary for the loss adjuster to carry out further investigations. They may carry these out individually or rely on suitably qualified contractors.

Other Resources – there might be other information that the loss adjuster might require in order to fully assess any claim, this might include CCTV footage possessed by companies or anything else that may shed light on the claim.

Is there Fraud – the decision whether the claim is fraudulent falls with the loss adjuster, via their investigations they will have learned a lot about the circumstances surrounding the claim and should be well qualified to make a professional decision.

Liaising with Claimants – after deciding on the outcome and level of the claim they are also responsible for communicating with the claimant to let them now the outcome of their claim and how to proceed.

Liaising with Insurer – throughout the whole process the loss adjuster will be reporting on their findings to the company providing the insurance for which they may be an employee.

Organising Settlement – the process ends with the settlement being paid the claimant. A loss adjuster

these documents they are better able to ascertain whether the claim is legitimate.

Carryout own investigation – often is might be necessary for the loss adjuster to carry out further investigations. They may carry these out individually or rely on suitably qualified contractors.

Other Resources – there might be other information that the loss adjuster might require in order to fully assess any claim, this might include CCTV footage possessed by companies or anything else that may shed light on the claim.

Is there Fraud – the decision whether the claim is fraudulent falls with the loss adjuster, via their investigations they will have learned a lot about the circumstances surrounding the claim and should be well qualified to make a professional decision.

Liaising with Claimants – after deciding on the outcome and level of the claim they are also responsible for communicating with the claimant to let them now the outcome of their claim and how to proceed.

Liaising with Insurer – throughout the whole process the loss adjuster will be reporting on their findings to the company providing the insurance for which they may be an employee.

Organising Settlement – the process ends with the settlement being paid the claimant. A loss adjuster

s they will have learned a lot about the circumstances surrounding the claim and should be well qualified to make a professional decision.

Liaising with Claimants – after deciding on the outcome and level of the claim they are also responsible for communicating with the claimant to let them now the outcome of their claim and how to proceed.

Liaising with Insurer – throughout the whole process the loss adjuster will be reporting on their findings to the company providing the insurance for which they may be an employee.

Organising Settlement – the process ends with the settlement being paid the claimant. A loss adjuster may be working on a number of cases at a time depending on the complexity and nature of the claims.