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    f you have had a great credit record for several years and you had some little occasions of late payment, yo
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    Here are some of the general guidelines of how you can qualify for a mortgage loan:

    1. If you have filed for bankruptcy, you should wait for at least 2 years since your final discharge date.

    2. If you have had an foreclosures, there should have been at least 3 years since the foreclosure had been finalized.

    3. You should have had no late payments with your previous credits for at least one year (12 months). But if you have had a great credit record for several years and you had some little occasions of late payment, you

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    ed for bankruptcy, you should wait for at least 2 years since your final discharge date.

    2. If you have had an foreclosures, there should have been at least 3 years since the foreclosure had been finalized.

    3. You should have had no late payments with your previous credits for at least one year (12 months). But if you have had a great credit record for several years and you had some little occasions of late payment, yo

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    had an foreclosures, there should have been at least 3 years since the foreclosure had been finalized.

    3. You should have had no late payments with your previous credits for at least one year (12 months). But if you have had a great credit record for several years and you had some little occasions of late payment, yo

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    p>3. You should have had no late payments with your previous credits for at least one year (12 months). But if you have had a great credit record for several years and you had some little occasions of late payment, yo
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    f you have had a great credit record for several years and you had some little occasions of late payment, your application might still be considered. Usually, lenders watch out for late payments that are 30 days behind or more.

    4. Your rental payment history might also be checked. You should have punctual payments for at least, the last 2 years to prove that you pay on time.

    5. Usually you might get disqualified for a mortgage loan if the government has guaranteed your student loan to be default. However, there are cases the

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