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Will You Add? - 16.4% APR $5,000 Auto Loan...HELP!
As usual, I walked into the Starbucks for my morning coffee.Enjoying my morning coffee in Starbucks has been a routine since a year back. Now, everything in that particular Starbucks seems so familiar. Even the customers looked similar.Just as I was walking to my favorite table with my warm coffee, I notice a lady meddling with her personal computer while sipping her drink. I took a glance and swore that face looked familiar. Anyway I thought my memory might not have fully awakened and so continued my walk towards my table. Now, I sat facing straight to this demure lady and suddenly it struck me, she was a well-known internet marketer, let’s call her My R
2. Since you only need $5000, with the intention of paying it off in 2 years or less, I don't think you should look for a refinance auto loan or a refinance on your home. Indeed, the bank is going to want to loan you much more money, usually at lea
Have you ever come back from vacation, or from a business trip of more than a few days, to find an overstuffed e-mailbox containing a blow-by-blow account of everything that happened while you were away? E-mail overload at its worst!You know the kind of thing I mean: long e-mail threads with contributions from everyone in the department, each copying everyone else and many leading off into side threads and involving even more people. You have to read the whole thing just to know what's going on, and to see whether there's something you need to do.This is a common problem, and one that comes up often in my consulting and training engagements. So I'm recomm
DEAR LoanResources.Net:
I was very impressed with your article entitled "8 Point Checklist, Evaluating Online Lenders."
I have tried several sources to refinance my auto. I only have 2 more years to pay $245.04 a month. I owe 4,414.00 on the car loan.
This may not seem like a lot of money but I would like a lower interest rate on my car loan which is now $16.4% APR.
I want to still pay it off in 24 months but at a lower rate so that I can use the money saved to help pay off other bills.
In my internet searches, the auto refinance loans required that you borrow more money than I need. I tried to search for unsecured personal loans on your website and they also required that I borrow more money.
I have a very good credit record and I am working to get some of my bills paid off.
Is there anything you can suggest so that I can get a lower rate auto loan for under $5,000? Any assistance will be appreciated.
Thanks. Geraldine W.
DEAR Geraldine:
Sorry I have not gotten back to you sooner. I took a couple weeks off to be with family...Thanks for the compliment on the article!
Anyway, I read your email and I do indeed have a suggestion or two that I'm happy to share.
A COUPLE THINGS INITIALLY:
1. First, you’re paying a very high interest rate at 16.4% APR for an auto loan! I'm going to assume that your statement as to your good credit is accurate. If that's true, then you do indeed need to fix this.
2. Since you only need $5000, with the intention of paying it off in 2 years or less, I don't think you should look for a refinance auto loan or a refinance on your home. Indeed, the bank is going to want to loan you much more money, usually at leas
As spring training gears up for baseball, professional ball players are practicing the skills they have developed over a lifetime to achieve perfection. These professionals are where they are today because they put in the time, energy and discipline of thousands of hours of practice. Their goal is to execute perfection during their practice sessions. Many of them practiced to perfection using video tools and special coaches to assist in their development. The commitment these individuals have made is beyond what many of us could imagine. Their practice efforts prepare them for perfection on the baseball field.80% of Sales Professionals Stop Practicing
This may not seem like a lot of money but I would like a lower interest rate on my car loan which is now $16.4% APR.
I want to still pay it off in 24 months but at a lower rate so that I can use the money saved to help pay off other bills.
In my internet searches, the auto refinance loans required that you borrow more money than I need. I tried to search for unsecured personal loans on your website and they also required that I borrow more money.
I have a very good credit record and I am working to get some of my bills paid off.
Is there anything you can suggest so that I can get a lower rate auto loan for under $5,000? Any assistance will be appreciated.
Thanks. Geraldine W.
DEAR Geraldine:
Sorry I have not gotten back to you sooner. I took a couple weeks off to be with family...Thanks for the compliment on the article!
Anyway, I read your email and I do indeed have a suggestion or two that I'm happy to share.
A COUPLE THINGS INITIALLY:
1. First, you’re paying a very high interest rate at 16.4% APR for an auto loan! I'm going to assume that your statement as to your good credit is accurate. If that's true, then you do indeed need to fix this.
2. Since you only need $5000, with the intention of paying it off in 2 years or less, I don't think you should look for a refinance auto loan or a refinance on your home. Indeed, the bank is going to want to loan you much more money, usually at lea
Making money online is almost like learning how to ride a bike at first. You will probably fall down a few times before getting the hang of it.Despite what anyone tells you making money online is hard work. Those that claim you can make thousands working only two hours a day have already went through the trials and errors. They didn't just get online one day and start earning that kind of money.The biggest obstacles that newbies face when starting a business online is they work it a couple of days and if they don't see any money coming in they give up and move on to the next big thing. With all of the information thrown at you everyday it is easy to get s
I have a very good credit record and I am working to get some of my bills paid off.
Is there anything you can suggest so that I can get a lower rate auto loan for under $5,000? Any assistance will be appreciated.
Thanks. Geraldine W.
DEAR Geraldine:
Sorry I have not gotten back to you sooner. I took a couple weeks off to be with family...Thanks for the compliment on the article!
Anyway, I read your email and I do indeed have a suggestion or two that I'm happy to share.
A COUPLE THINGS INITIALLY:
1. First, you’re paying a very high interest rate at 16.4% APR for an auto loan! I'm going to assume that your statement as to your good credit is accurate. If that's true, then you do indeed need to fix this.
2. Since you only need $5000, with the intention of paying it off in 2 years or less, I don't think you should look for a refinance auto loan or a refinance on your home. Indeed, the bank is going to want to loan you much more money, usually at lea
So what is a blog? You can think of it as a journal. Although many use them to post informational articles on whatever their topic is, you can use a free blog to post your daily activities or anything you want. Many allow you to post what is called a blogroll. This is a list of links to your favorite blogs or websites. There are many more great features you get and the best part is they are free.When you create a website there are several things you must consider. You must register a domain and pay an annual fee. You must also pay for a host which can be very costly for a good one. When it comes down to it starting a free blog just makes sense. Why pay all of th
DEAR Geraldine:
Sorry I have not gotten back to you sooner. I took a couple weeks off to be with family...Thanks for the compliment on the article!
Anyway, I read your email and I do indeed have a suggestion or two that I'm happy to share.
A COUPLE THINGS INITIALLY:
1. First, you’re paying a very high interest rate at 16.4% APR for an auto loan! I'm going to assume that your statement as to your good credit is accurate. If that's true, then you do indeed need to fix this.
2. Since you only need $5000, with the intention of paying it off in 2 years or less, I don't think you should look for a refinance auto loan or a refinance on your home. Indeed, the bank is going to want to loan you much more money, usually at lea
Direct sales are used by companies, entrepreneurs and anyone interested in the area of selling. There are many ways to implement direct sales programs and the techniques are quite endless.The first technique that will be considered is learning to use questions to help close more prospects. In order to gather the right information you have to ask the right questions. Of course the questions you ask have to be directly relevant to products and services. People in general will not volunteer to give you information, which means you have to ask for such information. Write down the answers and use them to your advantage.Another technique that applies direct sal
2. Since you only need $5000, with the intention of paying it off in 2 years or less, I don't think you should look for a refinance auto loan or a refinance on your home. Indeed, the bank is going to want to loan you much more money, usually at least $25,000. While a refinance or equity loan on your home does offer tax benefits, we’re only talking about interest on $5,000 over the course of 2 years. I have another idea you may not have considered.
HAVE YOU CONSIDERED?
Have you considered just putting the balance of your car loan on a credit card that has a lower interest rate?
1. Credit Cards are, indeed, unsecured lines of credit with financial institutions.
2. They are the perfect financial vehicle for a $5,000 transfer of debt, with added flexibility, and you should be able to find an interest rate between 9 to 11%, and better, on average.
3. IN ADDITION! Once approved, the bank will usually give you blank checks for balance transfers (sometimes they'll just do it for you right over the phone)...,
4. AND GUESS WHAT? The majority of the time, the incentive interest rates on the balance transfers are EXTREMELY low; sometimes zero percent for up to 6 months to a year.
5. IN ADDITION! you can apply for incentive cards that provide rewards for your spending....free airline miles, cash back programs, etc. I use the American Express Blue, and I get cash back of up to 3% on everything I spend. So, for $5,000, 3% cash back, AMEX™ pays me $150.
How do you like them apples? The bank pays YOU to borrow money.
RECOMMENDED PLAN OF ACTION:
So, Geraldine, here's what I recommend you do:
HTTP = HTML link (for blogs, profiles,phorums):
<a href="http://www.atriclecheck.com/article/99382/atriclecheck-164-APR-5000-Auto-LoanHELP.html">16.4% APR $5,000 Auto Loan...HELP!</a>
BB link (for phorums):
[url=http://www.atriclecheck.com/article/99382/atriclecheck-164-APR-5000-Auto-LoanHELP.html]16.4% APR $5,000 Auto Loan...HELP![/url]
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