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  • Will You Add? - Credit Cards - Friend or foe?

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    r the new X-box is not an emergency. Needing your appendix removed is an emergency. If you have a medical insurance plan that requires a high ded
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    You must be careful accumulating credit cards. If you are disciplined to have a credit card that you will use for your monthly needs and pay it off every month, then you should acquire a credit card that will offer “cash back” at the end of the year, or travel miles. It is also advisable to have a credit card that you keep a small balance (operative word is small) on each month. As you pay on time each month, it will demonstrate that you can manage your debt. It is also my opinion that you should acquire a few extra credit cards for emergency use only. The plasma television or the new X-box is not an emergency. Needing your appendix removed is an emergency. If you have a medical insurance plan that requires a high dedu
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    ff every month, then you should acquire a credit card that will offer “cash back” at the end of the year, or travel miles. It is also advisable to have a credit card that you keep a small balance (operative word is small) on each month. As you pay on time each month, it will demonstrate that you can manage your debt. It is also my opinion that you should acquire a few extra credit cards for emergency use only. The plasma television or the new X-box is not an emergency. Needing your appendix removed is an emergency. If you have a medical insurance plan that requires a high ded
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    have a credit card that you keep a small balance (operative word is small) on each month. As you pay on time each month, it will demonstrate that you can manage your debt. It is also my opinion that you should acquire a few extra credit cards for emergency use only. The plasma television or the new X-box is not an emergency. Needing your appendix removed is an emergency. If you have a medical insurance plan that requires a high ded
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    t you can manage your debt. It is also my opinion that you should acquire a few extra credit cards for emergency use only. The plasma television or the new X-box is not an emergency. Needing your appendix removed is an emergency. If you have a medical insurance plan that requires a high ded
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    r the new X-box is not an emergency. Needing your appendix removed is an emergency. If you have a medical insurance plan that requires a high deductible, you should definitely acquire a few credit cards for this emergency. Once you receive the credit cards, place them in your safety deposit box at your bank. The cards will be out of sight and out of mind!

    When the credit cards are close by, people have a tendency to use them. Their debt grows higher. But some don’t worry about their debt because they receive offers in the mail, which will consolidate their debt. One must be careful of the consolidation game. I recently received a promotion to consolidate my credit cards. On my initial review, it looked great. I w

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