Poor Credit with High ARM Payments - Refinancing to a FRM

Perhaps one of the known issues with ARM is the uncertainty it carries. If the prime rate lowers then - Great! However, when the rate climbs you might wish you have...

Obtaining the Best Mortgage Refinance Rates

Fixed rate or Adjustable? How should I refinance? Should I wait a bit to improve my credit score or refinance right away? These and more questions are what a consumer usually thinks about when considering ...

Understanding The Basics Of Home Equity Loans

With the exploding popularity of home equity loans, understanding the basics of how these work is important in determining what type of loan is right for your situation.

Money Merge Accounts: Are They Really the Best Thing for You?

If you are using one of these new loan products, you may actually be btter off with another strategy. These loans do not work as well in the US as they do abroad.

What is an Assumable Mortgage?

In an assumable mortgage, a buyer is able to take over the seller’s existing loan, essentially taking the place of the seller. Here is some information on Assumable Mortgages.

Save Money On Your Mortgage

There are many ways to save money. You could try to reduce your interest rates on unsecured loans or lines of credit by rolling them into a second mortgage or combining them with an existing mortgage. Secured loans such as mortgages normally save you money by having lower interest rates but they may cost more to close at the end of the loan term.

A Reverse Mortgage - Capitalizing On Your Forgotten Asset

Millions of Baby Boomers who are have either retired or are approaching retirement have had something of a rude awakening regarding their financial security.

Is a Lease Purchase Agreement Right For Me?

In a lease purchase agreement a tenant will sign a contract with a landlord where the tenant will have the exclusive right to purchase the home at a previously agreed-upon price. Here is some information to help you decide whether a lease purchase agreement is right for you.

Should I Take Out a HELOC or a Closed-end Second Mortgage to Consolidate My Debt?

When shopping for a loan to consolidate debt , there are a myriad of options available to a prospective borrower. Here is a discussion on HELOC's and Second Mortgages to help you decide which option is best for you.

Finding A Mortgage You Can Live With

A good way to find mortgage is to determine what type of loan is desired and let multiple lenders compete to give the lowest mortgage rate. It is always a good idea for the prospective buyer to estimate how much mortgage he or she can afford prior to going in.

Comparison Shopping For The Perfect Mortgage When Refinancing

People will often tell you the secret to finding the perfect mortgage is to comparison shop until you drop. While comparison shopping is important when mortgage refinancing, most homeowners simply end up with the best of the worst mortgage offers available. Here are several tips to help you negotiate when comparison shopping and close with the best possible mortgage rate.

Refinance or Not? That Is The Question

Refinancing for the sake of refinancing? Learn what to look for in a benefit-filled refinance, and how to be the king or queen of your castle at closing.

4 Reasons for Refinancing Your Mortgage Loan

There are different reasons why people wanted to refinance their mortgage loan. Find out the 4 top reasons here.

Most Home Owners Will Qualify For A Home Equity Loan

Most home owners will qualify for a home equity loan when they need to access cash for any reason they want it. The loan is secured against the home and as long as the applicant has a good credit history and earns enough per month to sustain the loan they will be allowed to borrow the equity of their home.

Top 5 Mortgage Questions

Find the answers to five of the top mortgage questions - from the right time to buy a house to qualifying for a mortgage a senior!