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Personal Finance

Green Credit Cards - Because Even Eco-Warriors Need Credit!

According to a recent survey by APACS - the UK trade association for payment providers - the demand for green credit cards has continued to rise.


How the Pill Revolutionized the Banking Industry

Theory on how the birth control pill revolutionized the banking industry.


Play the Credit Card Game and WIN!

This article lists 3 simple ways to get the most out of your credit cards.


An Explaination of APR

APR is one of those wonderful acronyms. Everyone's seen it, everyone kind of knows what it means but no one's exactly sure.


Personal Financial Freedom

A practical and simple formula to achieve Personal financial freedom.


Top 6 Personal Financial Obstacles - Part I

One of the key to your financial success is financial literacy. However, becoming financially literate does not necessarily and automatically imply that you can become wealthy. Personal obstacles can prevent even the most financially literate from attaining their financial success.


Impact of Interest Rate Rises

Interest rate rises mean higher minimum mortgage repayments. To ensure you are able to manage your finances to allow you to handle these rises, you need to create a budget.


Slash the Amount You Pay Creditors With a Small Increase to Your Minimum Payments

How much would you end up with if you took a penny and doubled it every day for a month? The answer to this question demonstrates quickly why your creditors have the upper hand in your relationship with them. Taking a mere penny and doubling it every day for 31 days, you end up with $21,474,836.48.


Payday Loans Have Become Very Popular

Payday loans have become very popular with certain people that just cannot come out on their wages from one day of payment to the next. They always seem to have a shortage of cash the last few days before they will get paid. Now these people have discovered the payday loans and are loaning small amounts of money to tide them over just until they will be paid again.


In Debt Over Your Head? These 5 Simple Steps Will Help

Debt has reached epic proportions in our society. Whether you're rich, poor or in between, you probably have enough debt to make you feel like giving up on your dreams of financial independence and living the comfortable life. There is a way out of this situation. The five simple steps to make this happen are listed below.


Help in Need - Bad Debt Personal Loans

Bad debt personal loans as the name imply mainly aims to satisfy the needs of persons having bad credit. It offers them financial assistance in the form of a good amount of money. You can access bad debt personal loans from banks, loan lending organization, financial institutions etc. At the same time you can access these loans from World Wide Web.


Selling Annuities for Cash is a Viable Option For Those Who Need a Lump Sum of Money Now

Selling annuities is a viable option for those looking for an immediate source of money for a particular financial need, be it an investment, a large purchase or even a debt payoff. Rather than have to go through the hassle of a new bank loan, many people choose to sell annuity payment either in its entirety or as a partial. It is a quick and easy way to receive a large sum of cash in the short term.


Planning For the Long-Term vs Saving Event By Event

Some people always seem to have all of the money they need to accomplish all of the things they desire. Do you want to know their secret. It is really very simple. You can get started today.


Five Easy Steps to Building Wealth

Are you tired of the never ending cycle of work, debt and more work only to pay off more debt? Are you looking for a way out if your average income? Then you might just be interested in the concept of building wealth. How do you do it? The strategies need not be complicated.


Embarking on the Journey to Building True Wealth

It is a fact that many people nowadays have become entangled with the dream of building true wealth. But what is it really? Obviously, many see true wealth as that which translates to a fat bank account and passive income that just keeps on pouring in as you sun yourself at some beach off the coast of Santorini.


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