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Personal Finance
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Why Late Payments Haunt You For 7 Years
Did you ever wonder why a negative item has to stay on your credit report for 7 years. This question has been circulated for many years and no one was able to give an answer other than that is what is stated in the Fair Credit Reporting Act (FCRA). I always wondered what the answer was myself but was never satisfied justing knowing that someone just decided to use the magic number 7.
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Guide You Through The Home Buying Process
Congratulations! On your decision to buy your first home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Here's some information that will keep you on track.
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Retail Therapy CounterAttack
There's only one response, and it's called Retail Therapy. Don't laugh. You know exactly what I'm talking about here- the madness of a grossly-out-of-proportion-to-one's-means spending spree. An antidote to boredom. Or loneliness. Or SADs.
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Equity Can Save You From Bad Credit
Home equity loans can provide you with a fair amount of money at very reasonable rates, with low monthly payments and flexible repayment programs. But that's not the only thing you can obtain from home equity loans....
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Pot Full of Money with Home Improvement Loans
Home improvement can be of any nature. The requirement of money depends upon what kind of home improvement you want to get done. Searching online for a home improvement loan can give you many benefits.
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Bridge the Gap Between Need and Fund
The marriage between urgent financial requirement and personal loans is age-old. People take this loan both in secured and unsecured form to meet diverse personal needs.
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Purchase Your Notebook With A Personal Loan
Though the prices have lowered considerably, notebooks are still expensive items. Nevertheless, they are becoming increasingly essential for many jobs and especially for those who travel a lot.
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Accentuate Positive Choices And Get Rid Of Debt
The challenge of living with debt on a daily basis can mean living in a constant depressed state. However, there is an alternative to this situation and this will happen immediately, when you decide to accentuate positive choices on the life you actually want to be living and not the life you are living right now.
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The Difference Between Good Debt and Bad Debt
A few simple ideas, when understood fully, lead people down the road to financial independence and wealth. You need to understand the difference between an asset and a liability. You need to understand the difference between earned income and passive income. You need to understand three basic cash flow patterns. Finally, you need to understand how your focus in life ties it all together.
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