Repossessions in Wales have risen by a quarter over the past 12 months twice as high as the rate in England, new figures have revealed. According to the Department for Constitutional Affairs, the number of claims issued for repossessions in Wales grew by 26 per cent, compared to 13 per cent in England.

Debt settlement firms claim that they can help you settle your debts for a fraction of the amount that you actually owe. In some cases, they can help, but they can sometimes do more harm than good.